NFCU cashRewards 3x CLI

TRC_WA · ‎07-22-2023

I started with a $750 secured card last year... graduated at 6 months to $2k in January... and 6 months later just got an instant CLI approval.

NFCU.jpg

Thanks NFCU!

FICO8 current as of : 2-1-26 EQ: 713 TU: 702 EX: 705
Hard INQs last 12 months: EQ: 1 | TU: 2 | EX: 1
Verizon Visa $8500 Amex Delta Gold $10,000 Care Credit $18,000
NFCU CashRewards $13,500 Apple Card $7000 Best Buy $8000 Amazon $5000
STCU auto loan (2026 Hyundai Palisade Hybrid) 6.24%
HDFS motorcycle loan (2024 Harley Davidson Road Glide) 9.45%
Total CL: $70,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $257k
Last app: 1-31-26

JoeRockhead · ‎07-22-2023

Very nice growth, congratulations on the CLI! Go Navy!!

coreyb80 · ‎07-22-2023

Congrats on the increase!

BigBS · ‎07-22-2023

Nice job!

Score: EQ(784) EX(788) TU(792)
INQs: EQ(2) EX(6) TU(2)
Last INQ: 08 Jul 25

Total Credit Limit - $2.0M

GZG · ‎07-22-2023

make sure to get your Visa Signature replacement card! (it should be automatic, but you can always pay to have it rush delivery)

congrats!!

Starting FICO 8:

Current FICO 8:

TRC_WA · ‎07-22-2023

@GZG wrote:
make sure to get your Visa Signature replacement card! (it should be automatic, but you can always pay to have it rush delivery)

congrats!!

@GZG

Ahhh.. cool. I had no idea. I'll PM CS and ask.

Thanks all!

FICO8 current as of : 2-1-26 EQ: 713 TU: 702 EX: 705
Hard INQs last 12 months: EQ: 1 | TU: 2 | EX: 1
Verizon Visa $8500 Amex Delta Gold $10,000 Care Credit $18,000
NFCU CashRewards $13,500 Apple Card $7000 Best Buy $8000 Amazon $5000
STCU auto loan (2026 Hyundai Palisade Hybrid) 6.24%
HDFS motorcycle loan (2024 Harley Davidson Road Glide) 9.45%
Total CL: $70,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $257k
Last app: 1-31-26

Rdbeetle · ‎07-22-2023

Congrats on the nice CLI!

SchoolsFirst FCU Rewards WMC $25k
US Bank Smartly VS $15k
AMEX BCE $10k
Walmart CashRewards WMC $10k
FICO 8 Scores: EX 810 I TU 810 I EQ 810

CreditMagic7 · ‎07-22-2023

Navy is Awesome! Keep it growing and Congratukations on the new higher limit!

Traveler101 · ‎07-22-2023

Congratulations 🎊

gingerflower · ‎07-22-2023

Congratulations!