@Anonymouswrote:
Well here is my next installment of credit rebuild from foreclosure.
So I got approved for Navy Federal GoRewards card on 11/17/17. Starting limit was $1000. I was happy about it and was one of my 'new' cards(I have to work my way back up into my credit). So, I was figuring I'd wait 6 months or so before I looked into a cli for it since I was 'new again' to credit cards but as I was reading posts on here I've seen 3/91 for possible cli. I figured I try. I clicked on the increase my credit limit - figured I'd go all out and select $30,000. (Laughing as I selected the amount because I know I'm not getting a $29,000 increase). Ok, so all my information is filled out. New year, so new salary placed into info and submitted. I instantly receive 24 hour message and that it has been sent to LO. Ok.... I wasn't sure if that was good or bad. I waited for a couple hours to check and see if there were any messages and there was nothing. I checked again around 9pm and still no message. So, I just started clicking around and click on th cc and it showed me something.... I thought that it was only because I asked for a credit increase. Credit card limit - $1,000 but right under that was Available credit - $22,000. I laughed and thought that there was something in the system that was going on.
So I wake up and there is a message that I need to contact them. I called and was forwarded to LO. They are always so nice and I figured that there was a problem or something. Then the conversation shocks me. I was approved for a $21,000 with my profile and if I want to try for the $30,000 I needed to send in a copy of a recent paystub and they will pull my credit. Pull my credit? Didn't you pull my credit for a $21,000 increase? So at this point, I feel like I got away with a crime and said no, this will be fine for now and that was that..... Still stunned $21,000 on a soft pull? It's 4 days later and I see nothing on ANY of my credit reports.
HOLY COW!!!!!
I'm waiting to push the luv button on my Go Rewards but I'm trying to wait for the 1Q AR, do you (or anyone) know how to find out if/when they perform it? I don't want to request the cli and take another hp when the AR may only be days away. If you call them and ask if they've done it, will they they tell you? Any other way to find out???
