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NFCU instant CLI

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Anonymous
Not applicable

NFCU instant CLI

Just got an increase on my Cash Rewards and nRewards! Both were instant! Cash Rewards went from 4.5K to 12K which made it a siggy and nRewards went from 8K to 12K! I'm really happy about this because it was my first time getting instant approvals with NFCU! Just thought I'd share Smiley Happy
Message 1 of 12
11 REPLIES 11
KIPPIE12
Established Contributor

Re: NFCU instant CLI

Congrats!

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Message 2 of 12
09Lexie
Moderator Emerita

Re: NFCU instant CLI

Message 3 of 12
Creditaddict
Legendary Contributor

Re: NFCU instant CLI


@Anonymous wrote:
Just got an increase on my Cash Rewards and nRewards! Both were instant! Cash Rewards went from 4.5K to 12K which made it a siggy and nRewards went from 8K to 12K! I'm really happy about this because it was my first time getting instant approvals with NFCU! Just thought I'd share Smiley Happy

Congrats....

 

$12k what you asked for or counter?

How long have you had them?

Message 4 of 12
Anonymous
Not applicable

Re: NFCU instant CLI

Asked for 12k got it then asked for 13k it said 3-5 days so I immediately called navy fed and withdrew the request so I wouldn't get a hp.. Got nRewards nov 2012 cash rewards march 2013
Message 5 of 12
Creditaddict
Legendary Contributor

Re: NFCU instant CLI


@Anonymous wrote:
Asked for 12k got it then asked for 13k it said 3-5 days so I immediately called navy fed and withdrew the request so I wouldn't get a hp.. Got nRewards nov 2012 cash rewards march 2013

You were able to call and withdraw?? I assume you did it online but during business hours and called just in to regular number and asked for request to be canceled?

Message 6 of 12
Anonymous
Not applicable

Re: NFCU instant CLI

Navy federal answers 24/7 I was able to call on the holiday to have it withdrawn. But yes I put the request in online when it went under manual review I called immediately to withdraw the request so I didn't get a hp. I was willing to take what they gave me with a sp.
Message 7 of 12
Anonymous
Not applicable

Re: NFCU instant CLI

I applied for an increase in my rewards card  from 2K to 5K on Wednesday, the 3rd.  I got the 3-5 day message and haven't heard anything.  I keep checking my account balance, messages, and pending loan app. info, but so far nothing.  Do you think it's because of the holiday or is this normal that it would take this long, or do you think that it's bad news?  I know I could call, but I really don't want to.

Message 8 of 12
Creditaddict
Legendary Contributor

Re: NFCU instant CLI


@Anonymous wrote:

I applied for an increase in my rewards card  from 2K to 5K on Wednesday, the 3rd.  I got the 3-5 day message and haven't heard anything.  I keep checking my account balance, messages, and pending loan app. info, but so far nothing.  Do you think it's because of the holiday or is this normal that it would take this long, or do you think that it's bad news?  I know I could call, but I really don't want to.


because of holiday.

Message 9 of 12
Anonymous
Not applicable

Re: NFCU instant CLI

Personally I would call even with the holiday I always get a quick response. CLI request won't show up on the pending loan thing. If your request is approved the only way you will know is your new credit limit will show up on your account online and you will get a letter in the mail. If your request is denied the only way you will know is by calling or waiting for the letter. I would just call and see what is up maybe they just need more info. 

Message 10 of 12
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