NFCU nRewards Secured card Graduated

[Anonymous]

...I received my secured nRewards card in Aug 2020; It JUST graduated to a CashRewards Visa yesterday (5/28) with a $2k Credit line..So at 4am (5/29), I took a leap and requested another CLI to $7500 (currently waiting on them to respond back) and I also applied for the GoRewards card. I was instantly approved for $25k, and they pulled my TU9 and Equifax.....

My question is, how long should I wait to apply for a LOC or another CLI on the CashRewards card🤔

[CreditAggie]

Congratulations on your NFCU graduation and approval!

[Anonymous]

@CreditAggie

Thank you so much!! NFCU is the absolute best 💓

[AllZero]

Congratulations on your graduation, CLI and approval!

For your reading pleasure. Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products

or the archived Navy Federal Thread for CLI and Additional Cards

[Anonymous]

@AllZero 

Thank you 😊and I'll definitely check out the other link!!

[M_Smart007]

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@Anonymous wrote:

...I received my secured nRewards card in Aug 2020; It JUST graduated to a CashRewards Visa yesterday (5/28) with a $2k Credit line..So at 4am (5/29), I took a leap and requested another CLI to $7500 (currently waiting on them to respond back) and I also applied for the GoRewards card. I was instantly approved for $25k, and they pulled my TU9 and Equifax.....

My question is, how long should I wait to apply for a LOC or another CLI on the CashRewards card🤔

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@Anonymous, Congratulations on your approval and graduation!

On your new card "GoRewards" you can ask @ 91/3 (91 days and 3 FULL statements.)

LOC is a completely different department, so it really should not matter, when you apply?

As far as you card graduating, you could ask at 91/3 after graduation (it does not hurt)

Having no personal experience with secure cards, it is possible the may make you wait 181 days for a CLI?

Make sure to ask for CLI's on the phone app or website, as phone in request can lead to a "HP".

Maybe someone with more experience on "secure" cards can give you a better answer?

Good Luck!

[gdale6]

Grats on your 25K approval and secured graduation!!

Welcome to myFico

[KingRue8500]

Congrats on your NFCU nRewards Secured graduation & GoRewards approval

[OmarGB9]

Congrats on graduation and approval of the  new card! Not to burst your bubble though, but the newly graduated card won't be approved for a CLI for 6 months, since the graduation includes a CLI, and Navy only approves a CLI every 6 months.

[Anonymous]

@M_Smart007 

Thank you so much and I think I will wait until at least September to request a CLI. Regarding the LOC, I'll dig into that a bit further to see if they'll approve 🤷‍♀️