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NFCU

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Greers
Established Member

NFCU

I got approved for a go reward cc SL 1600 18% interest. Yesterday a froze my CR so that going to have to do I have a lot of account so I can't blame them my income is only 55k. My oldest credit card is 8yrs but because I have so much new credit my AAOA is low. What should I close. I know I shouldn't close the oldest but should I close my Barclay that sits at 1300 and opened since 2014. No love from them.
Message 1 of 12
11 REPLIES 11
datrucking210
Established Contributor

Re: NFCU

Congrats on the approval. An approval is better than a denial. If Barclays is your oldest account and you decide to close it it will still be on your CR for at least the next 10 years so don't worry about closing it.

Mid 500's Spring 2014 As of 06/07/16 EQ-700^ TU-738^ EX-697v In the Garden 5/28/16! Goals 750 across the board end of 2016
AU:
Message 2 of 12
Anonymous
Not applicable

Re: NFCU

Barclay I feel from experience and reading on this forum has to be the mst difficult for CLI. Thank god for CU that give pretty decent SL.

Message 3 of 12
AverageJoesCredit
Legendary Contributor

Re: NFCU

Congrats on your approval, ill take your income over mine Smiley Happy Enjoy your new card!
Message 4 of 12
CountryLivin
Valued Contributor

Re: NFCU

Congratulations on the Go Rewards Visa!

Message 5 of 12
Anonymous
Not applicable

Re: NFCU

Congrats on the approval

Message 6 of 12
alextercero
Super Contributor

Re: NFCU

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 7 of 12
Loquat
Moderator Emeritus

Re: NFCU

Congrats on your goRewards card!

Message 8 of 12
Anonymous
Not applicable

Re: NFCU

congrats!

Message 9 of 12
RonM21
Valued Contributor

Re: NFCU

Congrats. I can understand the Barclay's thing with no growth. For whatever reason it's been the same for me also.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 10 of 12
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