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Navy FCU has graduated to unsecured and CLI!

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Steveo777
Contributor

Navy FCU has graduated to unsecured and CLI!

I'm elated and I love it when a plan comes together. I joined NFCU a bit over six months ago, getting a secured card with a sl of $600. After the third statement they gave me $400 more, without having to post any additional deposit. Now, just past my 6th statement, they have graduated me to an unsecured $2k limit. I got on live chat and converted my card to a a Platinum and that gave me a 1% lower interest rate. I asked chat if I could go ahead and request a CLI at this time, on my new product, but she advised me to wait 3-6 months. I'm happy so far and I know my card will grow here.

BK7 Discharged 08/2021 Household Income 95k
Scores: Fico9 Equifax 663 | TU 694 | Experian 628 Vantage 3.0 TU 737 | EQ 726
Cards:
Tri-CU $3k
Capital One Quicksilver One $3K
Mercury Master Card $3.3k
Upgrade Visa $10k
NFCU Visa Platinum $2000
Alphaeon Card $3600
Dell Preferred $4500
WM Mastercard $1000
Credit One AMEX $1000
Kohl's $800
Ollo Mastercard $2000
Target Red Card $1200
Cabela's Mastercard $3k
Message 1 of 12
11 REPLIES 11
CreditMagic7
Mega Contributor

Re: Navy FCU has graduated to unsecured and CLI!

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Message 2 of 12
pizzadude
Credit Mentor

Re: Navy FCU has graduated to unsecured and CLI!

Congrats on graduating and getting the bump to $2K !!  Smiley Happy

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 3 of 12
Red1Blue
Super Contributor

Re: Navy FCU has graduated to unsecured and CLI!

Hi @Steveo777 Congratulations for your Navy FCU has graduating to unsecured

Message 4 of 12
gdale6
Moderator Emeritus

Re: Navy FCU has graduated to unsecured and CLI!

Grats on your graduation and subsequent CLI Smiley Happy

Message 5 of 12
SouthernCredit
Frequent Contributor

Re: Navy FCU has graduated to unsecured and CLI!

Congrats on the graduation - treat it well and it will grow nicely!

Message 6 of 12
cashorcharge
Community Leader
Super Contributor

Re: Navy FCU has graduated to unsecured and CLI!

That's terrific!!  Congratulations on your NFCU Approval!! 🎉🥂👏

Message 7 of 12
CreditAggie
Community Leader
Super Contributor

Re: Navy FCU has graduated to unsecured and CLI!

Congratulations on your Navy graduation, CLI, and APR reduction!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 12
pip3man
Valued Contributor

Re: Navy FCU has graduated to unsecured and CLI!

Congrats on the graduation. Had it not been for the $2k CLI u got, you would have been able to request one. My nRewards didn't get an additional increase at graduation so I requested one and was approved. Give it 6 months and you should be golden for another increase. Goodluck and enjoy that money back.

Message 9 of 12
Reviewers
Established Contributor

Re: Navy FCU has graduated to unsecured and CLI!

Congrats!

Message 10 of 12
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