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Navy Fed CLI + Reduced interest rate

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Regular Contributor

Navy Fed CLI + Reduced interest rate

I requested a $2k increase on the Go Rewards. NFCU countered with $500 CLI and a new interest rate of 14.99% . I'll take it. Still hanging out in the garden until I can have a good chance at Amex Hilton Honors approval.


FICO 8 Scores (Actively rebuilding)

FICO 9 Scores

Inquiries (12/24): EX: 3/3 | TU: 2/2 | EQ: 0/0
AoYA: 6 months | AAoA: 8+ years | AoOA: 12+ years
New Accounts (24 months): 3
10 months until completely clean credit files!

Goal Cards:


Scores started in low 500's | Signature last updated 6/29/20
Message 1 of 22
21 REPLIES 21
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Established Contributor

Re: Navy Fed CLI + Reduced interest rate

@850Dreamer  Super Congrats on your Navy Fed CLI and reduced rate!!! Smiley Very Happy

Message 2 of 22
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Established Contributor

Re: Navy Fed CLI + Reduced interest rate

Congratulations!




Starting score - May 2018

June 2020

AAoA - 9 months
Message 3 of 22
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Valued Contributor

Re: Navy Fed CLI + Reduced interest rate

Congrats!!!




Message 4 of 22
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Contributor

Re: Navy Fed CLI + Reduced interest rate

Congratulations. 670 is the opening window with Amex HH. They like to see a balance and large payment history.

Message 5 of 22
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Mega Contributor

Re: Navy Fed CLI + Reduced interest rate

"It's true hard work never killed anybody, but I figure, why take the chance?"
Message 6 of 22
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Moderator

Re: Navy Fed CLI + Reduced interest rate

Grats on the double play, enjoy Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 7 of 22
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Established Contributor

Re: Navy Fed CLI + Reduced interest rate

Congratulations on your NFCU Go Rewards CLI and APR reduction!



Current FICO 8:

Credit Age (TU):

Inquiries:


Message 8 of 22
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Super Contributor

Re: Navy Fed CLI + Reduced interest rate

Congratulations on your CLI and APR reduction!
Message 9 of 22
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Mega Contributor

Re: Navy Fed CLI + Reduced interest rate


@AllZero wrote:
Congratulations on your CLI and APR reduction!

@AllZero, Did'nt you say you were going on a major spree in July?

"It's true hard work never killed anybody, but I figure, why take the chance?"
Message 10 of 22
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