Navy Fed nRewards Graduated.

[NotRalphKramden]

Joined Navy FCU in 11/20. Applied for and was accepted for nRewards the same month. I deposited $200 as collateral.

I got the card in 12/20 and used the card for the occasional lunch and vending machines at work. First statement was 1/21.

2 days after 6th statement cut, my credit limit was increased  to $2000. The day after, my collateral was released. Its now a cashRewards card.

I've had no reports of pulls.

PIF before statement cut.

Cycled average $300 spend on $200 CL.

Scores went down slightly from highs at application until graduation due to age of account drop. On the rebound though.

Scores at graduation:

EQ8 674 TU8 658 EX8 674

EQ9 639 TU9 690 EX9 697

[CreditAggie]

Congratulations on your NFCU graduation and CLI!

[coreyb80]

Congrats on the graduation and the increase! Also, you can request a CLI now that you've graduated as well.  I did that last year when I graduated and was bumped up from $2K to $4K.  

[gdale6]

Grats on the graduation and subsequent line increase to 2K!!!

[NotRalphKramden]

---

@coreyb80 wrote:

Congrats on the graduation and the increase! Also, you can request a CLI now that you've graduated as well.  I did that last year when I graduated and was bumped up from $2K to $4K.  

---

I have now hit the luv button. Asked for increase to 5k. Went to review. I think I have to wait for 6 months after graduation since I got a cli at graduation. But this is Navy.  Worth a try.

[GrandBay]

@NotRalphKramden  congrats on the graduation & CLI!

Did you receive a mid cycle bump? I received one at 3rd statement or did your bump occur only at graduation/6th cycle? 

[babygirl1256]

Congrats on your NFCU graduating nRewards card!!!

[NotRalphKramden]

---

@GrandBay wrote:

@NotRalphKramden  congrats on the graduation & CLI!

Did you receive a mid cycle bump? I received one at 3rd statement or did your bump occur only at graduation/6th cycle? 

---

Only at graduation.

[Elpadrino1]

Congratulations on your Navy graduation and CLI!!

[coreyb80]

---

@NotRalphKramden wrote:

---

@coreyb80 wrote:

Congrats on the graduation and the increase! Also, you can request a CLI now that you've graduated as well.  I did that last year when I graduated and was bumped up from $2K to $4K.  

---

I have now hit the luv button. Asked for increase to 5k. Went to review. I think I have to wait for 6 months after graduation since I got a cli at graduation. But this is Navy.  Worth a try.

---

Mine went to review as well.  CLIs are not super quick these days with them.  Just keep an eye out for it.  I'm sure you'll get it!