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Navy Federal Auto CLI...Again

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user979797
Established Contributor

Navy Federal Auto CLI...Again

This is the second auto increase I have received on my Platinum card with Navy Federal. I have been carrying a balance and paying it down each month but have not used the card otherwise. I have never requested a increase on this accoun; they just keep increasing it automatically. I got the first auto increase notice on my 4th statement and this increase notice 5 statements later. This time I received a 4k auto increase bringing my total line to 21k. So in 9 statements I've had 2 increases, which I didn't even think was possible, so I just wanted to share this data point for anyone that may be interested. Woo hoo!!! 🎉

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Message 1 of 7
6 REPLIES 6
JoeRockhead
Community Leader
Super Contributor

Re: Navy Federal Auto CLI...Again

Very nice, congratulations on your CLI and new limit! 

Message 2 of 7
Navaster
Valued Member

Re: Navy Federal Auto CLI...Again

Congrats! Maybe there is some hope I will be able to get an increase as well, in that case.

Current:
Future:

FICO Score 8 (02/01/2026):
Message 3 of 7
firefox100
Senior Contributor

Re: Navy Federal Auto CLI...Again

Congratulations nice going have fun.

Message 4 of 7
NAVYCHOP
Regular Contributor

Re: Navy Federal Auto CLI...Again

Well done in managing your payments.


Navy Federal is very fair how they treat their cardholders.  Last year I missed a minimum payment by two days and then paid the account in full before the monthly statement generated.  Any other bank would have charged interest on the past month but navy federal  did not charge trailing interest when the account was paid in full by the time the statement generated.  I generally always pay in full each month, just missed the payment due date by two days.  I had had a $10k balance on the previous month's statement so I was expecting a big interest charge for my imbicilityon missing the due date by two days.

Message 5 of 7
Copenix
Frequent Contributor

Re: Navy Federal Auto CLI...Again

That's great! Feeling the love from them Smiley Happy - congrats on your CLI.

 

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $118.8K | Utilization 0.9%

FICO 8s May 2026


Message 6 of 7
cashorcharge
Community Leader
Super Contributor

Re: Navy Federal Auto CLI...Again

Nicely done!! Congratulations on your Approval!!👏🏼🍾🥂

Message 7 of 7
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