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Navy Federal CLI!

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lovebackwards
Contributor

Navy Federal CLI!

Yesterday I received an increase in my credit line! I requested it the day before (6 months after my card graduated from the nRewards to Cash Rewards) and they increased my limit from $2000 to $6000!

 

This is my highest limit and it's super satisfying. I've been working on the reasons Chase gave me a $500 limit on my CFU (1 Collections account I'm going to settle, limits on other cards, recent late payments and past delinquent accounts) because I want my next card to be CSP so that I can eventually get one of my goal cards in my siggy. I will take care of the collections (closed utility account) and hopefully the time between applying for another credit card and more on time payments will override my past delinquencies. I also have a new auto loan that has yet to hit my credit report (purchashed a new car on 5/4).

 

But I wanted to share the good news with you all. I'm still on my credit journey and I'm excited for what I hope to be cards with higher limits in the future!

Starting Score [FICO 9] - Nov 2020    Current FICO 8 Scores - 7/08/2022
                                   
Goal Scores

Credit Cards - Total: $10,750

Inquiries - 24 Months                                                   Most Recent Hard Pull
   
Goal Cards

Gardening since 05/04/2021 - Goal: 24 months
Message 1 of 12
11 REPLIES 11
CreditMagic7
Mega Contributor

Re: Navy Federal CLI!

Congratulations on your NFCU CLI!!

Message 2 of 12
gdale6
Moderator Emeritus

Re: Navy Federal CLI!

Grats on your Navy fed move up!!

Message 3 of 12
CreditAggie
Community Leader
Super Contributor

Re: Navy Federal CLI!

Congratulations on your NFCU CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 12
KingRue8500
Senior Contributor

Re: Navy Federal CLI!

Congrats on your NFCU cashRewards CLI




Message 5 of 12
Yasselife
Valued Contributor

Re: Navy Federal CLI!

Congratulations on your limit increase, good luck in your journey.


Gardening since: August 11, 2025
Message 6 of 12
Elpadrino1
Valued Contributor

Re: Navy Federal CLI!

Congratulations on your Navy CLI!!

Message 7 of 12
PapaTunde
Established Contributor

Re: Navy Federal CLI!

Congrats on your Navy love

All Fico9 835+ or there abouts

These violent delights have violent ends
Message 8 of 12
NalekSok
Regular Contributor

Re: Navy Federal CLI!

Congratulations on your CLI! 🎉






Message 9 of 12
Binbinimiwi
Frequent Contributor

Re: Navy Federal CLI!

Congratulations on your approval and great SL 🎉

>>
FICO8 Scores as of JAN 2021:

FICO8 Scores as of JULY 2023:

FICO9 Scores as of July 2023:


Message 10 of 12
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