I just wanted to get on here and say Navy Federal was really good to me tonight! After reading these posts on here about credit card approvals with Navy I decided to go ahead and apply for the cash rewards card! Instant approval for $10k. I pinched myself because clearly I was dreaming but it was in fact true. They pulled my TransUnion which by the way is only in the mid 500's!!!!!! 1 collection, 2 charge offs and a 30 day late payment. I do have a decent income and no other debt, well a car loan and student loan! I've only been with them around 6 months and I do have their secured card (only 4 months old)! I'm super excited as I just knew I wouldn't be approved! If you are reading this and are hesitant; just apply!
NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($33,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($19,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Citi Double Cash ($9600), Discover It Cash ($9000), Walmart MC ($8000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 766, TU 763, EX 753, FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years