Navy federal flagship approval!!! Low score

[Anonymous]

I started my credit rebuild in May 2017!(550fico), it’s been improving slowly I’m now in the 620-650 range, i was just approved for the nfcu flagship visa with 15k sl! My previous high limit was a cap one cc at $2700!

[Anonymous]

Congrats on the FS approval and SL!

[Anonymous]

Congratz dude!

[Patp05]

Hello,
Could you tell me what scores are which (Experian , Equifax, TU)
Also do you know what scores they pulled?
What’s your utilization?
This is a huge SL right?
Congrats!

[Anonymous]

My scores were TU-622/Experian 653/Equifax 618, nfcu pulled Transunion, i already had a cash rewards cc with them but I’ve only had it for 3months (1k limit), which i just got a CLI to 3k today.

[Anonymous]

Also, my current utilization was at 52%, however I’ve never carried a balance on my cash rewards card with nfcu

[Patp05]

@Lopez13
How long have you been a member with NFCU? What are the guidelines to join and get a card? Thanks for any help you can provide.

[Anonymous]

My other current cards/limits are:
Cap one $2750
Cap one journey $1500
AmEx delta gold $1000
BOA cash rewards $2000
Discover secured $200
Victoria secret $500
Neiman Marcus $1500
Bloomingdales $300
Nordstrom visa $500
Nfcu cash rewards $3000 (after cli today )
And now the flagship visa at 15K!

*all these cards are less than 2yrs old

My goal card is the Amex gold charge card!! I’ve been denied a few times in the past

[Anonymous]

holy cow! now i cant wait til january to pull that trigger! haha. i can apply now but i wanna wait til january just to see 0 inquiries on all 3 reports for a few days lol! and then im gonna pull my triggers all at once again and let them all age together again. im weird like that. 

congrats!

PS. i started my rebuild about the same time as you. we have similar profiles. cant wait to see what the future brings for us.

[Anonymous]

My current inquiries were
Tu-9
Exp-22
Equifax-23