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Neiman Marcus CLI

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CWESTL
Regular Contributor

Neiman Marcus CLI

I use my Neiman Marcus credit card 1-2 times per year and usually only when items are on sale. I made a purchase of a new suit that was on sale in January 2023 and then paid the balance in full when I received the statement. Considering the recent card use and somewhat larger statement payment in full, I decided to request an online SP CLI. My request was for a CLI from $34K to $50K. I was instantly approved for $44K!!  

Chapter 7 Discharge Aug 2013 (Removed 2022 & 2023)
March 2026 EQ FICO 820
March 2026 TU FICO 8 800
March 2026 EX FICO 8 816
AMEX Cash Magnet $26K; AMEX Platinum NPSL, POT $32.1K; Cap One QS World MC $25k; Cap One Venture Sign VS $45k; Chase Sapphire Pref $19.5K; Citi Simplicity $17K; NFCU AMEX Rwds $28k; NFCU VS Sign Cash Rwds $24.1k; NFCU Plat VS $19k; Wells Fargo Reflect $25K; Mercury (previously Barclay Rwds MC) $5750k; Lowes $35k; Neiman Marcus $44k; Discover It $20.1k; Discover It $21.5K; US Bank Shield $25K; Venmo Visa Sign $20K; Barclaycard (AU) $25.5K; Discover (AU) $19.5k New Mortgage Jan 2016 & Nonreaffirmed Mortgage Refinance Nov 2020; HELOC; 2.75% Apr 2022; New Auto July 2017 & June 2024; NFCU LOC $20K
GOAL 835 FICOs on ALL 3 CRs by AUGUST 2026.
AMEX Cash Blue $24.3K; AMEX Lowes Business $14.9K
AMEX Business LOC $25K
Chase Ink Business Unlimited $26.5K; Wells Fargo Signify $14K; US Bank Business Triple Cash $10K
Message 1 of 14
13 REPLIES 13
JoeRockhead
Community Leader
Super Contributor

Re: Neiman Marcus CLI

Nothing like an extra 10k to brighten your day, very nice CLI, outstanding CL, congratulations!

Message 2 of 14
LADave
Established Contributor

Re: Neiman Marcus CLI

Congratulations on your Neiman Marcus CLI!

Message 3 of 14
M_Smart007
Legendary Contributor

Re: Neiman Marcus CLI

Congrats on your Neiman Marcus CLI !!

So when does the shopping spree start?😬

Message 4 of 14
CWESTL
Regular Contributor

Re: Neiman Marcus CLI


@M_Smart007 wrote:

Congrats on your Nieman Marcus CLI !!

So when does the shopping spree start?😬


Hilarious!!! Although I don't have any specific needs, I may shop in June when the Last Call sale is in effect. Luxury brands have increased their prices considerably since the pandemic. I refuse to pay full price.  

 

Chapter 7 Discharge Aug 2013 (Removed 2022 & 2023)
March 2026 EQ FICO 820
March 2026 TU FICO 8 800
March 2026 EX FICO 8 816
AMEX Cash Magnet $26K; AMEX Platinum NPSL, POT $32.1K; Cap One QS World MC $25k; Cap One Venture Sign VS $45k; Chase Sapphire Pref $19.5K; Citi Simplicity $17K; NFCU AMEX Rwds $28k; NFCU VS Sign Cash Rwds $24.1k; NFCU Plat VS $19k; Wells Fargo Reflect $25K; Mercury (previously Barclay Rwds MC) $5750k; Lowes $35k; Neiman Marcus $44k; Discover It $20.1k; Discover It $21.5K; US Bank Shield $25K; Venmo Visa Sign $20K; Barclaycard (AU) $25.5K; Discover (AU) $19.5k New Mortgage Jan 2016 & Nonreaffirmed Mortgage Refinance Nov 2020; HELOC; 2.75% Apr 2022; New Auto July 2017 & June 2024; NFCU LOC $20K
GOAL 835 FICOs on ALL 3 CRs by AUGUST 2026.
AMEX Cash Blue $24.3K; AMEX Lowes Business $14.9K
AMEX Business LOC $25K
Chase Ink Business Unlimited $26.5K; Wells Fargo Signify $14K; US Bank Business Triple Cash $10K
Message 5 of 14
CreditAggie
Community Leader
Super Contributor

Re: Neiman Marcus CLI

Congratulations on your Neiman Marcus CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (June 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 14
Yasselife
Valued Contributor

Re: Neiman Marcus CLI

Congratulations @CWESTL 


Message 7 of 14
NoMoreDebt
Senior Contributor

Re: Neiman Marcus CLI

congrats on the cli

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 8 of 14
SweetCreditObsession
Valued Contributor

Re: Neiman Marcus CLI


@CWESTL wrote:

I use my Neiman Marcus credit card 1-2 times per year and usually only when items are on sale. I made a purchase of a new suit that was on sale in January 2023 and then paid the balance in full when I received the statement. Considering the recent card use and somewhat larger statement payment in full, I decided to request an online SP CLI. My request was for a CLI from $34K to $50K. I was instantly approved for $44K!!  



@CWESTL wrote:

I use my Neiman Marcus credit card 1-2 times per year and usually only when items are on sale. I made a purchase of a new suit that was on sale in January 2023 and then paid the balance in full when I received the statement. Considering the recent card use and somewhat larger statement payment in full, I decided to request an online SP CLI. My request was for a CLI from $34K to $50K. I was instantly approved for $44K!!  


Congratulations on that $10K increase!Smiley Happy



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 9 of 14
Hex
Valued Contributor

Re: Neiman Marcus CLI

Wow! Nice limit!

Message 10 of 14
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