Neiman Marcus Cap 1 $10,000 CLI

cashorcharge · ‎07-03-2023

If only my other Cap 1 accounts grew like Neiman Marcus! I've had this account forever...I hit them up each year for a CLI and there were several years where the card went unused or barely at all. Those years, my CLI's were not approved. In the last 12 months since my last CLI, the card has been used twice for around $1000 annual spend. This time around, I went in...spent $1200 in one purchase and as I was walking out the store, opened the app and hit them up. Instant $10,000 CLI approval. The increase showed up in my account immediately. Granted the APR on this store card is ridiculous so I don't carry a balance...the extra CL padding overall is beneficial!

GZG · ‎07-03-2023

I wonder if there's a record for highest daily approval amount for MyFico forums - haha

congrats!!

Starting FICO 8:

Current FICO 8:

0/6, 0/12, 4/24 new accounts

CreditAggie · ‎07-03-2023

Congratulations on your Neiman Marcus CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

cashorcharge · ‎07-03-2023

@GZG wrote:
I wonder if there's a record for highest daily approval amount for MyFico forums - haha

congrats!!

Thanks @GZG

I know there's a few on here that blow me away with just 1 approval. 😉

gingerflower · ‎07-03-2023

Congratulions on your CLI 👍

BigBS · ‎07-03-2023

Congrats on the CLI! You had a tremendous credit approval day!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

JoeRockhead · ‎07-04-2023

That's a very nice bump, congratulations!!

nytokyobred79 · ‎07-04-2023

Congrats on that awesome cli.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $215,200 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K

NoMoreDebt · ‎07-04-2023

Congrats on the cli

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $5000 SL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

NoMoreE46 · ‎07-04-2023

'Grats on your Needless mark-ups CLI.