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Neon Money Club Cream American Express approved for pre-order

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12njoy
Super Contributor

Neon Money Club Cream American Express approved for pre-order

Finally found an EQ puller.  Has anyone heard or had experience with this apparently new start up between Neon Money Club and Evolve?  It starts with a soft pull and then when you accept you'll get the HP.  It does come with a $128 AF which is ok for me if the limit is decent.  There's just no info out there about this card.  Reminds me of the process with the X1 card so I'm hoping it has decent limits like X1 but only time will tell.

Neon.jpgNeon.jpg

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 1 of 29
28 REPLIES 28
12njoy
Super Contributor

Re: Neon Money Club Cream American Express approved for pre-order

Found a little information about the card.  It's like an Amex charge card so I'm probably not going to accept offer when it comes.  

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 2 of 29
youngandcreditwrthy
Senior Contributor

Re: Neon Money Club Cream American Express approved for pre-order

what in the lord's name.. where did you find this gem of a name of a card?

 

why'd you pick it? boy that name is a mouthful.. cream, neon.. where are my glowsticks and glitter! hahaha Goood luck :-)

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 3 of 29
NoMoreDebt
Senior Contributor

Re: Neon Money Club Cream American Express approved for pre-order

congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 4 of 29
GZG
Senior Contributor

Re: Neon Money Club Cream American Express approved for pre-order

$13k spend before it beats out a 2% card? 

 

beautiful card though, I want it Smiley LOL

 

congrats!!

Starting FICO 8:
Current FICO 8:



Message 5 of 29
CorpCrMgr1
Valued Contributor

Re: Neon Money Club Cream American Express approved for pre-order

Congratulations! Hope the card works out for you.

Message 6 of 29
nytokyobred79
Valued Contributor

Re: Neon Money Club Cream American Express approved for pre-order

Congrats on the approval. Never heard of this product.  

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- about $240K | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
U.S. Bank Shield Visa SL: $500, successfully manually reconned to $15K
Message 7 of 29
ptatohed
Senior Contributor

Re: Neon Money Club Cream American Express approved for pre-order

Curious why you applied for a card you can't find much info on?

 

I read this.  

https://www.americanexpress.com/en-us/newsroom/articles/products-and-services/neon-money-club-introd...

 

I don't understand everything (like the forming crews?) but it looks like 1.5 points per dollar (no definition of what a point is) and you get double redemption (3 points?) when you invest in stocks.  If a point is a penny, that's a nice 3%.

 

OP mentioned there is an AF.  I couldn't find that.  

 

Ah, ok, I see the $128 AF here, hidden in the FAQs:  https://joinneon.com/    

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi CUSTOM CASH “C” // citi ThankYou (5% gas, lucrative spending offers) // mylowe’s Rewards // Target circle card

Rotating 5% CB:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 8 of 29
12njoy
Super Contributor

Re: Neon Money Club Cream American Express approved for pre-order


@ptatohed wrote:

Curious why you applied for a card you can't find much info on?

 

I read this.  

https://www.americanexpress.com/en-us/newsroom/articles/products-and-services/neon-money-club-introd...

 

I don't understand everything (like the forming crews?) but it looks like 1.5 points per dollar (no definition of what a point is) and you get double redemption (3 points?) when you invest in stocks.  If a point is a penny, that's a nice 3%.

 

OP mentioned there is an AF.  I couldn't find that.  

 

Ah, ok, I see the $128 AF here, hidden in the FAQs:  https://joinneon.com/    


I applied for preapproval based on the fact it was no HP and I could decide whether to accept offer and then accept HP.  I knew enough about the card: 1. Partnership with American Express and Evolve.  That legit enough for me and therefore enough for me to apply for preapproval with the expectation of more information before accepting offer and HP.  This was in no way applying for a card with zero information.  

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 9 of 29
Matt9543
Established Contributor

Re: Neon Money Club Cream American Express approved for pre-order


@12njoy wrote:

Finally found an EQ puller.  Has anyone heard or had experience with this apparently new start up between Neon Money Club and Evolve?  It starts with a soft pull and then when you accept you'll get the HP.  It does come with a $128 AF which is ok for me if the limit is decent.  There's just no info out there about this card.  Reminds me of the process with the X1 card so I'm hoping it has decent limits like X1 but only time will tell.

Neon.jpgNeon.jpg


I've also applied to this for pre-approval, but a few weeks later received a notice that my card was in production, so unsure if that meant the card in general or mine specifically since they stated "your"


FICO Scores (current as of November 24, 2020): Equifax: 740 | Experian: 751 | TransUnion: 732
Message 10 of 29
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