New Walmart Mastercard today

[Anonymous]

I had a prequal letter from Walmart in the mail that expired on Oct 19th.  I filled it out online over this past weekend and still going thru, then backed out if it at the last second, dont remember why.

A couple days ago, I tried to use the prequal offer again, intending to finish it, but it said 'we already have a response from that id code' and would not complete it.  Tried to call in and verify if it had gone through somehow and the CSR was lackluster at best and just asked what the date was and said it was expired so nothing could be done.  No new INQs from EQ and from CCT reported so dont think it went thru.

Today I did a cold app from the Walmart website, looking for the offer for 35 credit if I spend 75 on same day.

First time I hit submit, it gave a '550 error' which looked like a server error and it brought me back to a screen in the app process that was still partially filled.  I completed the ssn field and a couple more and resubmitted and it came back very quickly with an approval for the Walmart Mastercard. 

I got a SL of 2200, and I feel it should be higher from my scores and history.   Others are mostly 4.5k and above.  Approved for a USAA MC earlier in the week for 7k.  Income is over 53k annually.

I have TU and EX scores in the 720s, EQ is only 688.  EQ is the only one with major derogs and they will roll off in February of 2016, already off of the others.  I have a 30 and a 60 late on each CRA from my mortage showing 16 months ago.

I have 1 INQ on each CRA, except EQ and it has 2, but one rolls off next month.

Made the online purchase of 78 bucks to get the 35 credit.

I am not aware of any difference in benefits between the Walmart store card and the Walmart MC, except for the no fee cash advance at the check out register with the store card, and that the MC can be used most other places.

[ddemari]

Congrats!! pretty much with these type of cards the mastercard may offer a tier 1, 2 or 3 apr, while store card offers only one apr. 

and the obvious like you said, you can use it anywhere outside the store that takes mastercard. 

[Anonymous]

Congratulations! It will grow.

[Anonymous]

Congratulations on your approval, arlo

[Anonymous]

Thanks everyone!

this is my first Synchrony Card since my problems in 2008.

I plan to call Credit Solutions after I activate it, and I am thinking I would ask for 9 or 10k, hoping a counter wouldnt be lower than 8k..

I dont want to be too pushy, so how often do you call Credit Solutions?  If I had a CL of 8 or 9k probably content for at least 6 months.

Thanks.

[Anonymous]

Congrats.  Would love to get the MC.

[Country_Feller]

Congratulations!!!

[alextercero]

Congrats

[SunriseEarth]

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@Anonymous wrote:

I had a prequal letter from Walmart in the mail that expired on Oct 19th.  I filled it out online over this past weekend and still going thru, then backed out if it at the last second, dont remember why.

A couple days ago, I tried to use the prequal offer again, intending to finish it, but it said 'we already have a response from that id code' and would not complete it.  Tried to call in and verify if it had gone through somehow and the CSR was lackluster at best and just asked what the date was and said it was expired so nothing could be done.  No new INQs from EQ and from CCT reported so dont think it went thru.

Today I did a cold app from the Walmart website, looking for the offer for 35 credit if I spend 75 on same day.

First time I hit submit, it gave a '550 error' which looked like a server error and it brought me back to a screen in the app process that was still partially filled.  I completed the ssn field and a couple more and resubmitted and it came back very quickly with an approval for the Walmart Mastercard. 

I got a SL of 2200, and I feel it should be higher from my scores and history.   Others are mostly 4.5k and above.  Approved for a USAA MC earlier in the week for 7k.  Income is over 53k annually.

I have TU and EX scores in the 720s, EQ is only 688.  EQ is the only one with major derogs and they will roll off in February of 2016, already off of the others.  I have a 30 and a 60 late on each CRA from my mortage showing 16 months ago.

I have 1 INQ on each CRA, except EQ and it has 2, but one rolls off next month.

Made the online purchase of 78 bucks to get the 35 credit.

I am not aware of any difference in benefits between the Walmart store card and the Walmart MC, except for the no fee cash advance at the check out register with the store card, and that the MC can be used most other places. 

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Congrats on approval!  AFAIK, the MC has 1% rewards and also allows cashover at Wal-Mart.