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New York & Company - why did it do a hard pull

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Diamondsforme08
Established Member

New York & Company - why did it do a hard pull

So I did the shopping trick and worked good for Victoria's secret no hard pull but then when I tried for New York and company I also got approved but it did a hard pull. This anyone know why and has it done it to anyone else
Message 1 of 5
4 REPLIES 4
Jnbmom
Credit Mentor

Re: New York & Company - why did it do a hard pull

SCT is becoming a thing of the past.

 

You apply you most likely will get a HP these days.

EXP 780 EQ 796 TU 810
Message 2 of 5
FireMedic1
Community Leader
Mega Contributor

Re: New York & Company - why did it do a hard pull

If the SP sticks. Congrats. If it doesnt report back please. VS is a YMMV card now.

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Unofficial-SCT-Approval-SP-or-HP-Thread-Al...



BK Free Aug25
Message 3 of 5
AverageJoesCredit
Legendary Contributor

Re: New York & Company - why did it do a hard pull

Because you solicited credit. Always expect a hp.
Message 4 of 5
JR_TX
Valued Contributor

Re: New York & Company - why did it do a hard pull

Congrats on the VS approval and welcome to the myFICO community! Hope you stick around and report back all your progress.
Oh and...
RIP SCT!
New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 0 EQ 0 TU 0 | AAoA 9y8m | UTIL 1% - 4% | $300K+ Total Limits

Message 5 of 5
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