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Newegg/Synchrony approval

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Anonymous
Not applicable

Newegg/Synchrony approval

Just a month ago I was approved for a B&H Financing Card (Synchrony), and as has been reported here, B&H is shutting down both that and their Payboo card on January 17th, and will have a new program replacing both of those later in January.

 

There's a $830 item I've been planning to buy two units of from B&H, but B&H has been out of stock. I had planned to apply for a Newegg card (also Synchrony) at some point in the future, but I decided to apply today because Newegg has the item in stock. I requested a $3000 limit.

 

The online approval process involved sending text messages to my phone at two different times. At the start of the process, they sent a link to click to continue the application, and that worked fine. But after I filled out the form and submitted it, the web page said that they would text a code to me at a phone number, for which they gave the last four digits, AND IT WAS NOT MY PHONE NUMBER! This despite that they had texted the correct phone number earlier in the process!

 

I had to call Synchrony to complete the application. I was approved, but only with a $900 limit.That did let me buy one item from Newegg. I expect that after a while I'll be able to get a CLI.

 

If B&H gets any in stock before January 17th, I'll order one item from them as well. If all else fails, I can buy one from Amazon, or from Newegg on another card, but without the 0% financing that the B&H Financing and Neweg cards offer.

 

Message 1 of 13
12 REPLIES 12
mrcraft
Valued Contributor

Re: Newegg/Synchrony approval

Congratulations on your Newegg approval!!



Message 2 of 13
CreditMagic7
Mega Contributor

Re: Newegg/Synchrony approval

Synchrony is just so strange anymore. They hate my guts and i never burned them in BK but like Chase they hold a PR like that against you no matter how well you have rebounded and proving yourself. Synchrony doesn't even HP me which is a CLEAR indication of blacklisted. Oh well

 

Thanks for sharing about NewEgg is Synchrony, i get their mailers every week but it never interested me. Good thing i didn't try.

 

Before Covid killed my entire profile forcing me to file i had $90K with Synchrony across 5 top cards of theirs, Sam's, PPMC, Lowes etc for years in perfect standing and $25K cards with them.

 

Wish you the best with however things turn out on your efforts.

Message 3 of 13
FalconSteve
Valued Contributor

Re: Newegg/Synchrony approval

Congrats on approval, sorry it wasn't more

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 4 of 13
M_Smart007
Legendary Contributor

Re: Newegg/Synchrony approval

Congratulations on your Newegg Approval! 🎅🎄☃️

Message 5 of 13
Ilinferno
Established Contributor

Re: Newegg/Synchrony approval

Congrats on the approval!

Message 6 of 13
WTL1
New Contributor

Re: Newegg/Synchrony approval

In the past, with Synchrony accounts, on approval I immediately hit the "luv" button and got additional credit - for my B&H Synchrony card I was initially approved at $10K and a day later when I could access the new account I got it bumped up to $13,500 and then immediately again to $17,500 - all without a single purchase. 

YMMV, this was a little over a year ago and things change...

Message 7 of 13
CreditAggie
Community Leader
Super Contributor

Re: Newegg/Synchrony approval

Congratulations on your Newegg approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (January 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 13
Total80sKid
Senior Contributor

Re: Newegg/Synchrony approval

Congrats on your Newegg approval 👍🏼

Message 9 of 13
gdale6
Moderator Emeritus

Re: Newegg/Synchrony approval

Grats on your newegg approval!

Message 10 of 13
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