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Nfcu Approval and CLI!

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Anonymous
Not applicable

Nfcu Approval and CLI!


Hello everyone,

I am a long time lurker here and have applied so much information from you guys into my life and credit rebuild. Started the beginning of the year in March at a 540 score and as of today my scores are EX 710, EQ 730, TU 760! Well doing some lurking I saw all the success people were having with NFCU so I applied for a memebership on 10/1, through a family member and was instantly approved for it. Decided to app for the More rewards Amex card at the same time and was instantly approved for the $3k SL. Got the card on the 10/7, and started using it for a couple purchases. So fast forward to 10/11, I read this post. 


https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-Credit-Union-Credit-Card-Approva...

 
Decided with a, "what the heck, why not?!?" Sent a message on the app asking for recon on my only NFCU card's limit. 
Well this morning I woke up to a message back from them stating that, they not only reconned it, they gave me 7.5X's the limit! From $3K starting to $23,100 @ 9.95!

Again first card with them and it's only been 11 days!

Thank you Guysssss

 

The messages: 10/11

Hello, I was recently approved for the More Rewards Amex with a credit limit of $3,000. How can I get this limit reconsidered for a limit increase of $7,000? Any information would be greatly appreciated. Best Regards, 


The response:

Thank you for your message, Mr. Johns. Because we take our members' concerns seriously, we conducted a second review of your More Rewards American Express credit limit. We are pleased to inform you that your credit limit has been increased to $23,100.00 effective immediately. If you have any additional questions, please let us know. 

 

 

Message 1 of 11
10 REPLIES 10
CreditAggie
Community Leader
Super Contributor

Re: Nfcu Approval and CLI!

Congratulations on your NFCU More Rewards approval and limit recon!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 2 of 11
gdale6
Moderator Emeritus

Re: Nfcu Approval and CLI!

Excellent, grats on it and welcome to the board Smiley Happy

Message 3 of 11
cashorcharge
Community Leader
Super Contributor

Re: Nfcu Approval and CLI!

That's awesome!  Congratulations!

Message 4 of 11
Anonymous
Not applicable

Re: Nfcu Approval and CLI!

Yay!! Congratulations!! 

Message 5 of 11
M_Smart007
Legendary Contributor

Re: Nfcu Approval and CLI!

Congratulations on your "Recon" Approval..

Message 6 of 11
AllZero
Mega Contributor

Re: Nfcu Approval and CLI!

Congratulations on your approval and excellent reconsideration CLI!
Message 7 of 11
Meanmchine
Super Contributor

Re: Nfcu Approval and CLI!

Super duper congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 8 of 11
CreditBones
Regular Contributor

Re: Nfcu Approval and CLI!

Wow-weeee!!! 👏🏼😃

Epic success story! Congratulations on everything; approved membership, CC, SL, and CLI!!! Enjoy!

Thank you also for sharing DPs!

AU:

Message 9 of 11
coreyb80
Super Contributor

Re: Nfcu Approval and CLI!

Congrats on the approval and great work on recon! Go NFCU!

Message 10 of 11
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