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Hello everyone,
I am a long time lurker here and have applied so much information from you guys into my life and credit rebuild. Started the beginning of the year in March at a 540 score and as of today my scores are EX 710, EQ 730, TU 760! Well doing some lurking I saw all the success people were having with NFCU so I applied for a memebership on 10/1, through a family member and was instantly approved for it. Decided to app for the More rewards Amex card at the same time and was instantly approved for the $3k SL. Got the card on the 10/7, and started using it for a couple purchases. So fast forward to 10/11, I read this post.
Decided with a, "what the heck, why not?!?" Sent a message on the app asking for recon on my only NFCU card's limit.
Well this morning I woke up to a message back from them stating that, they not only reconned it, they gave me 7.5X's the limit! From $3K starting to $23,100 @ 9.95!
Again first card with them and it's only been 11 days!
Thank you Guysssss
The messages: 10/11
Hello, I was recently approved for the More Rewards Amex with a credit limit of $3,000. How can I get this limit reconsidered for a limit increase of $7,000? Any information would be greatly appreciated. Best Regards,
The response:
Thank you for your message, Mr. Johns. Because we take our members' concerns seriously, we conducted a second review of your More Rewards American Express credit limit. We are pleased to inform you that your credit limit has been increased to $23,100.00 effective immediately. If you have any additional questions, please let us know.
Congratulations on your NFCU More Rewards approval and limit recon!
Excellent, grats on it and welcome to the board ![]()
That's awesome! Congratulations!
Yay!! Congratulations!!
Congratulations on your "Recon" Approval..

Super duper congrats !
Wow-weeee!!! 👏🏼😃
Epic success story! Congratulations on everything; approved membership, CC, SL, and CLI!!! Enjoy!
Thank you also for sharing DPs!

Congrats on the approval and great work on recon! Go NFCU!