cancel
Showing results for 
Search instead for 
Did you mean: 

Nfcu approval

tag
Bddozer211
Established Member

Nfcu approval

Join today and applied for the Amex rewards  credit card. Figured I get denied since Amex denied me in the pass,NOPE not this time .got approved for 3500 .figure it's a backdoor way to get approved for a card from Amex in the future

Message 1 of 11
10 REPLIES 10
CreditAggie
Community Leader
Super Contributor

Re: Nfcu approval

Congratulations on your NFCU approval!

 

Just so you are aware, while the NFCU Amex runs on the American Express payment network, it is not underwritten by American Express Bank. Getting approved for this card is not a backdoor for getting approved by Amex in the future.

Current Cards (in order of approval):


         
Current FICO 8 | 9 (January 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 2 of 11
M_Smart007
Legendary Contributor

Re: Nfcu approval

Congrats on your Navy Approval!

Message 3 of 11
Elpadrino1
Valued Contributor

Re: Nfcu approval

Congratulations on your navy approval!!

Message 4 of 11
Bddozer211
Established Member

Re: Nfcu approval

Thank you for the info.i was denied by Amex due to a mortgage adjustment during the depression under Obama but I do hope and again thank you for the info

Message 5 of 11
CreditMagic7
Mega Contributor

Re: Nfcu approval

Congratulations on the NFCU approval!

Message 6 of 11
cashorcharge
Community Leader
Super Contributor

Re: Nfcu approval

Congratulations on your NFCU Approval🥂🎉🍾

Message 7 of 11
AverageJoesCredit
Legendary Contributor

Re: Nfcu approval


@Bddozer211 wrote:

Thank you for the info.i was denied by Amex due to a mortgage adjustment during the depression under Obama but I do hope and again thank you for the info


So did you burn Amex or just late many years ago? Any bk? Those are importsnt details in factoring in if you are on a Amex blacklist. 

 

Grats on your new cardSmiley Happy

Message 8 of 11
SUPERSQUID
Valued Contributor

Re: Nfcu approval


@AverageJoesCredit wrote:

@Bddozer211 wrote:

Thank you for the info.i was denied by Amex due to a mortgage adjustment during the depression under Obama but I do hope and again thank you for the info


So did you burn Amex or just late many years ago? Any bk? Those are importsnt details in factoring in if you are on a Amex blacklist. 

 

Grats on your new cardSmiley Happy


I didnt burn amex in my bk7 but still have to wait 61 months. thats the amount of time they will deny you up until.

The amex doghouse so to speak for those of us with a bk.

I have read they have a long long long memory if you burned them and keep internal records like chase.

Message 9 of 11
Bddozer211
Established Member

Re: Nfcu approval

@AverageJoesCredit wrote:
@Bddozer211 wrote:

Thank you for the info.i was denied by Amex due to a mortgage adjustment during the depression under Obama but I do hope and again thank you for the info

So did you burn Amex or just late many years ago? Any bk? Those are importsnt details in factoring in if 


@SUPERSQUID wrote:

@AverageJoesCredit wrote:

@Bddozer211 wrote:

Thank you for the info.i was denied by Amex due to a mortgage adjustment during the depression under Obama but I do hope and again thank you for the info


So did you burn Amex or just late many years ago? Any bk? Those are importsnt details in factoring in if you are on a Amex blacklist. 

 

Grats on your new cardSmiley Happy


I didnt burn amex in my bk7 but still have to wait 61 months. thats the amount of time they will deny you up until.

The amex doghouse so to speak for those of us with a bk.

I have read they have a long long long memory if you burned them and keep internal records like chase.


Grats on your new card

I didnt burn amex in my bk7 but still have to wait 61 months. thats the amount of time they will deny you up until.

The amex doghouse so to speak for those of us with a bk.

I have read they have a long long long memory if you burned them and keep internal records like chase.

No I've never had amex,got turned down for the mortgage adjustment  ,i called to see if they would reconsider was told no and that I could reapply.all my scores were over 730 and ii just figured why take another hp

Message 10 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.