Nfcu membership & platinum CC approved

Anonymous · ‎02-27-2021

I got my largest cl card since i started my rebuild in Dec/2020

Nfcu platinum card $3000cl 5.99%

So now i need to cultivate good standings with them for higher CL down the road.

M_Smart007 · ‎02-28-2021

Congratulations!

M_Smart007 · ‎02-28-2021

@Anonymous, For higher CL down the road, you can read up here; (I suggest skipping some older posts)

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Thread-for-CLI-and-Additional-Cards/td-p/3419729

Irv02 · ‎02-28-2021

Congratulations on your new Platinum card!!!

BAD_UP · ‎02-28-2021

Congrats on your NFCU Membership & Approval🎉👍

Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?

Anonymous · ‎02-28-2021

I will have to put this on back burner and just keep small amount charges here and there. My other card is a Amex skymiles platinum.. Got it middle of February, but only got $1700 CL.. But nice promo...70k miles w/2k in 3 months. got it on the 17th and almost $1840 spent(daily go to mostly bills.lol)...and $1500 paid. In 10 days. Trying for 200% for 3months (easily done) since i am a new member i think i should have at least 3 months of statements before asking for a CLI...+ with 200% of limit in charges might help me...what is the thoughts of that plan.. Or should i wait longer?

Anonymous · ‎02-28-2021

My fico 9 at the moment is

EQ 669 TU 667 EX 655

1/21 my fico 9 were

Eq 591 Tu 607 Ex 551

Not expecting such a big jump. Hope to be close to 700 soon if not will wait until i am or over

kidink1911 · ‎02-28-2021

Congratulations!!

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500

Credit4Growth · ‎02-28-2021

@Anonymous wrote:
My fico 9 at the moment is
EQ 669 TU 667 EX 655
1/21 my fico 9 were
Eq 591 Tu 607 Ex 551
Not expecting such a big jump. Hope to be close to 700 soon if not will wait until i am or over

Excellent progress...

Congratulations on the Navy Platinum approval!

CreditAggie · ‎02-28-2021

Congratulations on your NFCU approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs: