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OMG Citi Double Cash Approval! ****UPDATE****

tag
Creditappjunkie
Established Member

OMG Citi Double Cash Approval! ****UPDATE****

I applied for this card and almost fell out of my chair (pre-selected to apply, after being denied a month ago). The interest rate isn't the best 24%Smiley Mad butttttt this time last year my scores were in the 520's. 

A little bit of history - went on a CRAZY app spree this year and opened no less than 20 accounts (I know baaaad). My scores range from 625-665. I plan on closing most of the store cards. I have a Discover IT (secured) BOA (secured cash rewards) 2 Cap QS1's 1750 and 1150 respectively. I have Walmart, Amazon, Home Depot blah blah blah. This my highest limit yet at $3000.00. Definitely going to garden for a long time. My first major prime lender (besides the secured cards). I'm geeked right now...what a difference a year makes. Income around 50k

 

 

 

 

****Update the apr is 24.99%. I read somewhere that the highest is 22%- but we all know credit card companies change up offers based on the individual profiles. Super high..but I've noticed that Citibank seems to be taking a risk on folks with profiles similar to mine. I will take advantage of the 0% and not keep a balance on this account. Off to the garden I go...

 

This card is super ugly by the way...and it looks like someone bit down on my cardSmiley Frustrated

 

Message 1 of 27
26 REPLIES 26
Anonymous
Not applicable

Re: OMG Citi Double Cash Approval!

Congratulations and welcome to the Double Cash family! You will enjoy this card. Smiley Happy

Message 2 of 27
Anonymous
Not applicable

Re: OMG Citi Double Cash Approval!

Congratulations! It's a great card!

Message 3 of 27
nujerooz
Established Member

Re: OMG Citi Double Cash Approval!

Congrats!! This is the one card that is still elusive to me - This give me hope!!

I started this journey to get my credit/finances together in Jan 2015. It began with a fico of 490 - As of October 2015 @ 651

Capital One QS1 $300/$750 Capital One Platinum $500 Walmart Store Card $600 Dillard's Amex $1600>JCrew $400 Amazon Store Card $1800 TJX $400 BOA Secured $99/$500 Sams Club Master Card $1800
Barclays Apple Rewards $2000

Message 4 of 27
ddemari
Super Contributor

Re: OMG Citi Double Cash Approval!

thats awesome! congrats! 

Message 5 of 27
Creditappjunkie
Established Member

Re: OMG Citi Double Cash Approval!

Thanks all. Im still in shock. I have 8 med collections on my report too. All less than 3 yeara old, but paid in full.
Message 6 of 27
Anonymous
Not applicable

Re: OMG Citi Double Cash Approval!

Congratulations on the approval! The Double Cash is an awesome card, and $3000 is not a bad starting limit for this card!

Message 7 of 27
Anonymous
Not applicable

Re: OMG Citi Double Cash Approval!

Gratz...a card on my eventually list...with 3k SL, you can use the heck out of it for the cash back.

Message 8 of 27
Anonymous
Not applicable

Re: OMG Citi Double Cash Approval!

Congrats and I'm jealous much Smiley Happy

Message 9 of 27
OmarGB9
Community Leader
Super Contributor

Re: OMG Citi Double Cash Approval!

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 10 of 27
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