@CreditCuriousity wrote:
Amazing.. How long you been with Penfed for? What was your next gen EQ score they provided you? They like you alot more than myself!
Thank you everyone!
I opened up a checking and savings on 10/9/15 and was approved for the thrifty account. I applied for a CC a week later and was denied for being an egyptian (ng2 score 654).
I applied for a refinance 10/27/15 and was approved for just under $35K, instantly online.
In January, my fico score from them (the ng2) was reported online at 691. Funny thing is my Fico 08 EQ is much lower, not sure what item is making such a big difference. I could finally apply again for a CC because my mortgage funded yesterday.
I applied for the visa, got a pending. So I figured that I should apply for the promise too, just in case the underwriter didn't feel comfortable with me asking for a card with a minimum $5k starting limit. I almost fell off the couch when I saw that they were out of review and just needed me to sign electronically to finish it up. I do make over $100k a year so I'm not sure if that made a difference or laying low since November?
