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OMG PenFed Platinum APPROVED!

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blazerein
Established Contributor

OMG PenFed Platinum APPROVED!

So after getting a 10k Credit Limit Increase (waited a year to request an increase - 17.5k now) for my PCR, I called Member services if I can apply for another card and to used the HP they made from my CLI and the customer service rep told me NO and that they will pull another one.  I hung up right away and run. Not satisfied that I called back after an hour and this time they told me that they are going to use my existing pull and it’s good for 7 days since it's the same product line. Locked all my Credit Report and applied for Platinum and went to “UNDER REVIEW”. Only going to use this card for that 5% Gas Cash Back. Finally after 24 hours, got a text and it’s APPROVED for 15k.  One Pull for CLI and a new Card. Going back to the garden for 10 months to get out of that 5/24 jail.

AAoA 6yrs 3mos | Inquries: TU5/EQ5/EX8 | Utilization: 9% | Mortgage: 1 | Auto Loan: 2 | Personal Loan: 2 | Derogatory: 0

> >CREDIT UNION


EX- 585, TU- 583, EQ- 563 | CURRENT SCORE UPDATED: 2/2023 -> FICO 8 EX 754 TU 741 EQ 755 | FICO 9 EX 747 EQ 763 TU 756
17 REPLIES 17
Marmot
Frequent Contributor

Re: OMG PenFed Platinum APPROVED!

Congratulations on your approval !!!

Message 2 of 18
pizzadude
Credit Mentor

Re: OMG PenFed Platinum APPROVED!

Congrats on the CLI and platinum approval!  It's great that you were able to use the same HP for both Smiley Happy

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 3 of 18
M_Smart007
Legendary Contributor

Re: OMG PenFed Platinum APPROVED!

That is how it is done 🤑 ...Congratulations!!

Message 4 of 18
CreditMagic7
Mega Contributor

Re: OMG PenFed Platinum APPROVED!

Congratulations on your PenFed Platinum Approval!

Message 5 of 18
rostrow416
Established Contributor

Re: OMG PenFed Platinum APPROVED!

I think you get 30 days.  The reps don't always realize or disclose this, but if you apply for a credit card (or CLI) online, the pull is reused.  I was declined for a CLI (and second card) earlier this year, but made the requests within 2 or 3 weeks of each other and only received the initial pull.

AMEX Gold | Purdue FCU $20,000 | FNBO Evergreen $15,000 | TFCU Plat Visa $15,000 | PenFed Platinum Rewards $15,000 | PenFed Pathfinder $15,000 | Citizen's Bank Cash Back+ $15,000 | Synchrony Premier MC $10,000 | SG Visa $10,000 | NFCU MoreRewards $7,000 | NFCU cashRewards $17,000 | Discover IT $6,000 | Capital One BuyPower $950 | AMEX BCP $5,000 | AMEX Amazon Prime Business $3,000

B&H Payboo Card $15,000 | Amazon Prime Card $10,000 | PC Richard Card $15,000 | Target RedCard $2,000 | Walmart Store Card $1,400 | Shell Gas Card $1,200 | Overstock Store Card $7,000 | Kohl's Store Card $3,000


Spring Cleaning:
C̶a̶p̶i̶t̶a̶l̶ ̶O̶n̶e̶ ̶Q̶u̶i̶c̶k̶S̶i̶l̶v̶e̶r̶ ̶$̶1̶,̶0̶0̶0̶ | C̶r̶e̶d̶i̶t̶ ̶O̶n̶e̶ ̶V̶i̶s̶a̶ ̶$̶1̶,̶2̶0̶0̶ | M̶e̶r̶r̶i̶c̶k̶ ̶B̶a̶n̶k̶ ̶$̶2̶,̶7̶0̶0̶ | M̶a̶r̶v̶e̶l̶ ̶M̶a̶s̶t̶e̶r̶c̶a̶r̶d̶ ̶$̶1̶,̶̶2̶0̶0̶ | C̶o̶m̶e̶n̶i̶t̶y̶ ̶M̶a̶s̶t̶e̶r̶C̶a̶r̶d̶ ̶$̶1̶,̶1̶8̶0̶
Message 6 of 18
Rebuild2019
Valued Contributor

Re: OMG PenFed Platinum APPROVED!

Congratulations 🎉🎈🎊 on your approval.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 7 of 18
Sub16610
Established Contributor

Re: OMG PenFed Platinum APPROVED!

Congrats on your PenFed Platinum approval!

Message 8 of 18
Irv02
Established Contributor

Re: OMG PenFed Platinum APPROVED!

Congrats on your approval and your CLI!!

Message 9 of 18
KingRue8500
Senior Contributor

Re: OMG PenFed Platinum APPROVED!

Congrats on your PenFed Platinum approval




Message 10 of 18
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