OMG PenFed

[B335is]

Congrats!

[Bowzer]

Very Well Executed!!! PenFed is a great place to be

[Anonymous]

Outstanding! Congrats!

[atd1970]

EQ (Fico 8) is 778, 27 INQ.

Not sure what score model PenFed uses.

[alextercero]

Congrats

[xtdefy]

That's amazing! Did they ask you for income verification?

[OmarGB9]

Grats

[atd1970]

No documents were requested. I even clicked on the "Documents" link, and there was no upload option highlighted.

Obviously, I have never dealt with PenFed before, so maybe the CU may request something. The "transferred" status has already gone through.

During the app, I think I did the right thing. I entered my own income, then put my spouse's income in "other". I guess I have to tell her I applied for a CC LOL..

To be honest, I PIF on CC. My only interest in CUs right now is relationship building. I want a mortgage in the next 12 months, and want a good interest rate, with easy approval. My spouse is a government employee (VA), so we have a few discounts, but I want the process to be seamless. Building a relationship is part of that.

[Anonymous]

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@atd1970 wrote:

EQ (Fico 8) is 778, 27 INQ.

Not sure what score model PenFed uses.

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FICO NextGen 2, it will be listed as such on your FICO score page it may not show till after you first statement and it updates each quarter.

[Anonymous]

Congrats on your approval and awesome SL!