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My lowest CL with syco. Is amazons 1400 I asked for a credit line increase and got what I asked for 5000.
American Eagle. 2000 counter for 3500.
My TU is reported 675 so I decided to try.
Is it true that Americans Eagle will lower my amount if not used

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8 REPLIES 8

Congrats!

AMEX Platinum NPSL | Discover It $45.9k | Chase Sapphire Reserved $40.7k |Barclay Arrival+ WEMC $40k | PENFED Platinum Rewards VS $35k | Lowes $35k | BoA Better Balance Rewards $30k | AMEX EDP $25k | Cap 1 QS $23.25k | NASA Platinum $20k | Chase Freedom $15k | Synchrony Haverty's $16.5k | BBVA NBA Rockets AMEX $15k | FNBO AMEX $15k | Citi Diamond Preferred $10.7k | Best Buy $10k | Synchrony Rooms-to-Go $10k | US Bank Cash+ $7.5k | AMEX BCE $6k | Barclay Financing Visa 1k | |

AU on DW Accounts: Discover It $40k I AMEX BCE $30k | Chase Marriot $29.8k |

Credit Scores: 800 EQ/833 TU/831 EX

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@Greers wrote:
My lowest CL with syco. Is amazons 1400 I asked for a credit line increase and got what I asked for 5000.
American Eagle. 2000 counter for 3500.
My TU is reported 675 so I decided to try.
Is it true that Americans Eagle will lower my amount if not used

Congratulations on your CLI's!

None of us really know the algortihm at Synchrony for non-use and its correlation to CLD.

Many people on the board use each Synchrony card once every 3 months at minimum to prevent a CLD for non-use. I use each of my Synchrony cards monthly for a small charge to keep them in continuous usage.

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Nice, congrats !

Message 4 of 9

Congrats

Current Credit Cards

NFCU More Rewards | CL $4500 | APR 15.40% | 08/2021

Capital One Quicksilver One | CL $6600 | APR 31.74% | 09/2021

Capital One Quicksilver | CL $5500 | APR 31.74% | 02/2022

NFCU Cash Rewards | CL $4500 | APR 15.40% | 06/2022

Goldman Sack Apple Card | CL $6400 | APR 23.74% | 02/2024

NFCU Go Rewards | CL $33000 | APR 13.74% | 03/2024

CITI Bank Custom Cash | CL $3900 | APR 29.74% | 08/2024

Discover it | CL $3000 | APR 29.74% | 11/2024

CITI Bank Rewards+ | CL $5200 | APR 29.74% | 12/2024

Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)

Credit Age:

Inquiries:

Message 5 of 9

Whoo! Congrats!

♠Queen of Spades♠
Apple Card MC $10,000
BofA Cash Rewards VS $10,000
5/3 Cash/Back WEMC $10,000

Message 6 of 9

Congrats!

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

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Congrats!

Message 8 of 9

Congrats on your success!

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