OVERSTOCK CLI ? -- UPDATE: Approved

[rchvmz]

I got a overstock CLI a while ago, over 30 days---I have a small balance of $102.00 getting ready to post-----will Overstock hand out a CLI with a balance pending, or does the account have to be no posted or pending balances scenario?    I just got a small $800.00 CLI with my SPG visa too, if that means anything

[FinStar]

It doesn't matter whether the payment is pending or posted. Comenity has likely already SP'd your CRs during their last periodic review so worse case scenario the CLI gets denied. Most individuals space their requests every 4 months, though. You can try every month, but results are not always guaranteed. The CLI outcome on your other card is irrelevant to this one.

[rchvmz]

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@FinStar wrote:

It doesn't matter whether the payment is pending or posted. Comenity has likely already SP'd your CRs during their last periodic review so worse case scenario the CLI gets denied. Most individuals space their requests every 4 months, though. You can try every month, but results are not always guaranteed. The CLI outcome on your other card is irrelevant to this one.

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Thanks----went ahead and rolled the dice----got a nice 2k CLI. Now at $6500.00-----helps my Overall aggregate I suppose-- My Utilization is only 1% anyway. I will take it.

[CreditMagic7]

Congratulations on your Comenity Overstock Card CLI!

[Elpadrino1]

Congratulations on your CLI!!

[gdale6]

Grats on your dual moves up

[CreditAggie]

Congratulations on your Overstock CLI!

[cashorcharge]

That's terrific!!  Congratulations on your Overstock Approval!! 🎉🥂👏