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Ollo Card Approval!

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MartyWrite75
Valued Contributor

Ollo Card Approval!

So, I decided to step out of the garden and apply for another card due that my credit file is still thin.

I applied for the Ollo card because I am still rebuilding. Got approved with a $800 SL. It's small, but I will take it! This whole process is a marathon, not a sprint.

June 2025: Experian 772; Equifax 788; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Message 1 of 13
12 REPLIES 12
GApeachy
Super Contributor

Re: Ollo Card Approval!

Congrats!  Enjoy your new cardSmiley Wink

My Take Home Pay Don't Take Me Home
Message 2 of 13
MrCreditInternational
Frequent Contributor

Re: Ollo Card Approval!

Congratulations!

I noticed that you have the Amazon store card as one of your goal cards. Why don't you some for that one rn? They approved me for 500$ without even a fico score and now it's at 5000$
Amex: Platinum (NPSL); HH Aspire ($31,700); BBP ($27,000)
Barclays:Emirates Premium ($44,000)
USB: Altitude Reserve ($20,000); Altitude Reserve ($15,000); Altitude Connect ($1,000)
HSBC: Premier WMC ($28,500)
WF: Autograph ($16,500)
Chase: Freedom ($10,500); Ink Preferred ($5,000)
GS: Apple Card ($4,750)

Started collecting cards: Oct/2018
Message 3 of 13
calyx
Super Contributor

Re: Ollo Card Approval!

Congrats on the new card and good luck on the rebuild!

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 4 of 13
MartyWrite75
Valued Contributor

Re: Ollo Card Approval!

I hear you on that, but I am still don't think I would get approved with Amazon because of my Walmart card.  They are both under Synchrony.  

June 2025: Experian 772; Equifax 788; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Message 5 of 13
MrCreditInternational
Frequent Contributor

Re: Ollo Card Approval!

I actually disagree with you. I think that synchrony will approve you since they already approved you for the Walmart card!

But it's up to you, I just wanted to share my opinion Smiley Happy
Amex: Platinum (NPSL); HH Aspire ($31,700); BBP ($27,000)
Barclays:Emirates Premium ($44,000)
USB: Altitude Reserve ($20,000); Altitude Reserve ($15,000); Altitude Connect ($1,000)
HSBC: Premier WMC ($28,500)
WF: Autograph ($16,500)
Chase: Freedom ($10,500); Ink Preferred ($5,000)
GS: Apple Card ($4,750)

Started collecting cards: Oct/2018
Message 6 of 13
J-F168
Frequent Contributor

Re: Ollo Card Approval!

Congrats! In December it'll be two years from my approval for Ollo rewards with a CL of $300, after 6-7 months they auto cli to $1900. now is over one year without luv and still waiting for another cli lol.

EX 716 - EQ 707 - TU 724
BK 7 D/C Dec '16.
Message 7 of 13
M_Smart007
Legendary Contributor

Re: Ollo Card Approval!

Congrats on you're approval!

Message 8 of 13
Anonymous
Not applicable

Re: Ollo Card Approval!

Congrats on your approval!!
Message 9 of 13
CreditRebuilder2020
Frequent Contributor

Re: Ollo Card Approval!

Nicely done! Don't know much about this card but you're on a similar track as mine! Congrats Buddy you're getting there. Feels good to be out of the dungeon! Smiley Happy

 

I've got one of your goal cards (PayPal MC $2K SL) that I was just approved for and it's arriving any day now. Can't wait. 

 

Enjoy the OllO! 


X1 VISA SIG $15,500/ AMEX Gold / Petal 1 $3600 / Wells Fargo Active Cash VISA $3K / VENMO Visa $900 / Verizon Visa $2K / Apple Card $1500 SL / Wyndham Rewards Earner Visa $500 / WALGREENS Store $1K / Amazon Store $5000 SL/ Discover IT Chrome $2500K / BP Prime Rewards VISA $4350 / PayPal MC $3500 / BOA BankAmericard $2K / BOA Cash Rewards $1K / Cap One Savor One $1200 / Cap One QS1 $950 / Blaze MC $2250 / Credit One $850 / Credit One AMEX $1200 / OpenSky $600 / AvantCard $1000 / Discover IT Cash Back (Graduated) $400 / eBay MC $750
FEB '22 EX: 698 EQ: 700 TU: 713 | UTL: 23% | Total Credit Limit: $54000
Goal Score: 675 for all FICOS (ACHIEVED NOVEMBER 2021) | NEW GOAL SCORE: 725 for ALL FICOs
Message 10 of 13
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