Ollo Invitation

[2b2rich]

*UPDATED to say I just got a notification they checked TU*
I received an invitation for the Ollo Platinum card in the mail. No annual fees and 0% indroductory APR for the first 7 months. 25.24% variable after that but I don't intend to keep a balance so there's that.  Scores (I don't know yet who they pulled) 650+ and 16 months post BK7 discharge. 

[CreditCrusader]

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@2b2rich wrote:

I received an invitation for the Ollo Platinum card in the mail. No annual fees and 0% indroductory APR for the first 7 months. 25.24% variable after that but I don't intend to keep a balance so there's that.  Scores (I don't know yet who they pulled) 650+ and 16 months post BK7 discharge. 

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Is it the Platinum Rewards card they offer? If so, that's a solid rebuilder card with no AF for being 16 months post BK.

[2b2rich]

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@CreditCrusader wrote:

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@2b2rich wrote:

I received an invitation for the Ollo Platinum card in the mail. No annual fees and 0% indroductory APR for the first 7 months. 25.24% variable after that but I don't intend to keep a balance so there's that.  Scores (I don't know yet who they pulled) 650+ and 16 months post BK7 discharge. 

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Is it the Platinum Rewards card they offer? If so, that's a solid rebuilder card with no AF for being 16 months post BK

No, it's the platinum with no AF.  I probably received an invite to the Rewards because I have received an Ollo invitation probably once a week for a few months now and just shredded them.  I have Navy Feds Rewards Visa and Cap1's WM Rewards VISA, and to be honest, I probably don't need more than those two.  The rewards part temps me a lot and like to pay them off each month.   I haven't decided what I will use the Ollo card for, but I will likely be less inclined to to use it as much as the others, so maybe put the auto ins on it and leave it in the sock drawer while it helps me rebuild.

[wantitgone]

Congrats! I like Ollo, they were among the first of my rebuilder cards following BK 7. can't remember SL precisely but got one auto CLI to 1700 at one point. Haven't gotten any more but I don't really use that card a lot anymore.

[gdale6]

Nice, grats on the approval

[Anonymous]

How did you sign up to get invites? Is it valid in the US? I've tried but never get any luck...are they bankrupcy friendly?

[Anonymous]

Congrats on the approval regardless!

[AllZero]

Congratulations on your approval!

[Credit4Growth]

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@2b2rich wrote:

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@CreditCrusader wrote:

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@2b2rich wrote:

I received an invitation for the Ollo Platinum card in the mail. No annual fees and 0% indroductory APR for the first 7 months. 25.24% variable after that but I don't intend to keep a balance so there's that.  Scores (I don't know yet who they pulled) 650+ and 16 months post BK7 discharge. 

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Is it the Platinum Rewards card they offer? If so, that's a solid rebuilder card with no AF for being 16 months post BK

No, it's the platinum with no AF.  I probably received an invite to the Rewards because I have received an Ollo invitation probably once a week for a few months now and just shredded them.  I have Navy Feds Rewards Visa and Cap1's WM Rewards VISA, and to be honest, I probably don't need more than those two.  The rewards part temps me a lot and like to pay them off each month.   I haven't decided what I will use the Ollo card for, but I will likely be less inclined to to use it as much as the others, so maybe put the auto ins on it and leave it in the sock drawer while it helps me rebuild.

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@2b2rich  Congrats on your Ollo approval!  

[2b2rich]

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@Anonymous wrote:

How did you sign up to get invites? Is it valid in the US? I've tried but never get any luck...are they bankrupcy friendly?

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I didn't sign up for anything.🤷‍♀️  The letter said something to the effect: 'after reviewing your consumer credit reports.. you have been preapproved for the..'.  I must have received 10 of these letters from them over the past 3 months and just kept shredding them because I had never heard of them and figured they were subprime with a lot of initial fees up front and annual fees too but  this one has a zero APR the first 7 months and no AF.   I am in Texas and it is issued on a bank in Missouri if that helps.  I am 16 months post BK7 discharge also.