On a roll with USAA Rewards

LakeLife · ‎09-06-2019

Well, I fell out of the garden hard when I decided the no annual fee and 30k rewards for the Wells Fargo Propel was worth it, and this morning USAA sent me a 20k bonus offer for a USAA Rewards AMEX. So I pulled the trigger and much to my surprise I was approved for a 20k CL. I was surprised, because it's my biggest CL currently, and I don't have much of a relationship with them other than the online account. I just figure the 20k bonus points for a measly $500 spend is well worth the small hit I'll take. It kind of feels right to have an official relationship with them now too.

Wells Fargo FICO® Score 9 based on Experian® data

Discover FICO® Score 8 based on TransUnion® data

Citi FICO® Bankcard Score 8 based on Equifax® data

Own It! | 1985 Camaro Berlinetta Starship!

Navy Federal Credit Union 72 mos @ 4.79% bought in 2025 | 2024 RAM 3500 Cummins HO

Navy Federal Credit Union 72 mos @ 2.29% bought in 2022 | 2022 Hyundai Tucson Hybrid

Chase Marriott Bonvoy Boundless | $23,400

Amazon Prime Rewards Visa Signature Card | $29,500

BofA Royal Caribbean Visa Signature® Card | $28,500

Lowes Advantage AU on Wife's | $35,000 - My card | $25,000

PennyMac 9/2020 Refinance VA Mortgage 30 years @ 2.5%

HELOC on Main Home 7/2024 Discover Home Loans 15 years @ 8.61%

Vacation Lake Home and 2025 Retirement/Permanent Home bought in 11/2021 NFCU Mortgage 30 years @ 4.375%

Proud Air Force Veteran and last of the 'Buck' Sergeants

rgate88 · ‎09-06-2019

Ballin!!! I'm actually going to be getting in with USAA very soon and hope to get a limit like this!

CO Quicksilver - $500; Marcus GM BuyPower - $700; Target MC - $9,000; Chase Amazon Prime - $8,000; PNC Core - $27,000; Citi DoubleCash - $10,300; Citi Simplicity - $29,500; Chase World of Hyatt - $12,00; PayPal LOC - $1,500; PNC Cash Rewards - $48,000; U.S. Bank Altitude Go - $15,000; AmEx Platinum - NPSL ($7,800 POT); Elan Max Cash (Alliance CU) - $25,000; Alliance CU LOC - $2,000; Wells Fargo Autograph Visa - $10,000; Chase Freedom Flex - $8,000; Venmo - $1,500; AllTru LOC - $10,000; Citi Strata Premiere - $11,000; Citi AAdvantage Platinum Select - $14,300; Gemini Credit Card (WebBank) - $15,000; Chase Sapphire Reserve - $26,600

Business Trade Lines - Chase Ink Cash - $4,000; Chase Ink Preferred - $10,000; AmEx BBP - $5,500; Hilton Honors Business - $9,000; Elan Business Visa (Alliance CU) - $20,000; Citi Business AAdvantage Platinum Select - $16,000; Marcus GM Business - $2,500; Kabbage LOC - $10,500; Marriott Bonvoy Business - $14,600; IHG Rewards Premier Business - $5,000; Edward Jones Business (Elan) - $2,000; Barclays Wyndham Earner Business - $7,000; US Bank Triple Cash - $10,000; Chase Ink Unlimited - $6,000

Total CLI - $414,000

LakeLife · ‎09-06-2019

@rgate88 wrote:
Ballin!!! I'm actually going to be getting in with USAA very soon and hope to get a limit like this!

Good luck and let us know how it turns out! They are a solid company, and I am glad to finally have an "in" with them.

JoeLuvsHisCredit · ‎09-06-2019

AverageJoesCredit · ‎09-06-2019

Congrats

. Its gotta be great to actually be qualified for their credit products. These are way more elusive and exclusive then Penfed lol. Enjoy! $500 spend only? Thats my kind of spend

Anonymous · ‎09-06-2019

Congrats on your approval and killer SL!!

LakeLife · ‎09-06-2019

@AverageJoesCredit wrote:
Congrats. Its gotta be great to actually be qualified for their credit products. These are way more elusive and exclusive then Penfed lol. Enjoy! $500 spend only? Thats my kind of spend

Regarding the spend, I know, right? I think that's what hooked me. I'm close to finishing my $3,000 spend for the Propel, and this will just take a couple of weeks even if I don't buy that shed I have my eye on at Lowes.

AverageJoesCredit · ‎09-06-2019

Just make sure it isnt a She-Shed

LakeLife · ‎09-06-2019

@AverageJoesCredit wrote:
Just make sure it isnt a She-Shed

LOL...hopefully it won't catch fire either!

AverageJoesCredit · ‎09-06-2019

For shesure