Oops I did it again, Home Depot CC

padme · ‎12-26-2016

As Lowes doesnt always carry the brands one may want, some have apped for HD. Wasnt sure if I would be approved, BK, 5/24 and so many INQ. Citi granted me a meager $500 liimit at their highest rate of 27% whoa that stings. Anyone got any thoughts of what i should do, dont wanna max this card out. Thanks

washpadude · ‎12-26-2016

I got the card in August, apped online, same 500 limit. Called an hour later and asked for 3k and it was approved.

BK CH7 Discharged 03/2015
FICO8 EQ-657 TU-657 EX-665
Revolving credit lines 125k.

washpadude · ‎12-26-2016

As for the interest rate, I either PIF or spend 299 or more and use the 6 months 0%. Otherwise I will just use another card.

BK CH7 Discharged 03/2015
FICO8 EQ-657 TU-657 EX-665
Revolving credit lines 125k.

heavyjay · ‎12-26-2016

I got $700, whoop-dee-doo. Round and round she goes, in the sock drawer, I'll go to Lowes.

FICO 08:Jan 18, 2017: EX 800 EQ 725 TU 799
FICO 08:Feb 10, 2017: EX 788 EQ 772 TU 791 (post New Year's app spree)
In the garden as of 1/4/2017. Will remain for all of 2017.

Meanmchine · ‎12-26-2016

Better to spend $50 on it, PIF right away or after 1st statement, your choice, then SD it if you want. This way the card has activity on it IMO

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>8/2024 All 3 reports 835ish (F8) F9s = 850 but my app finger is still twitching

awp317 · ‎12-26-2016

Just call them and tell them you need more. I applied online was approved for 3k, called and asked to match my lowes card and they came back with 17k, I took it and figured I would ask for more after some usage.

Amex Platinum NPSL I Chase Sapphire Reserve 78K I Chase Freedom U 55k I JP Morgan Ritz 50k I B OF A Cash Rewards 50k I Barclay Black Luxury 43,750 I Capital One QuickSilver 40K I Amex BCP 34k I Amex Optima Platinum 30k I Barclays Arrival+ World E 29k I Merril+ 27,800 I Lowes 25k I Pen Fed PR Visa Sig 20K I Home Depot 17k I NFCU Cash Rewards 8k

Amex Biz Platinum NPSL I Lowes Business 42k I Amex Simply Cash + $22,500 I Chase Ink 21K I B of A World Points $20,500 I B of A Bus MasterCard 16k I Amex SPG 3K.