Orchard Bank doing CLI Now!!

[Anonymous]

My DH, got the same letter yesterday. He emailed the EO last month and they waived his AF and dropped his rate to 14. It's his oldest card, so he'll try for CLI after the transition. Right now it's sd

[Anonymous]

Interesting! My Orchard mail goes to PO Box. I wonder if I should drive there tonight and check the mail! I'm pretty sure I am getting the Platinum too...yawn! OB always unsecured, CL $300 to $1100. Opened in 2009.

[daybreakgonesXe]

Hmmmm I'm excited now! Interesting to see what mine turns into...wondering though if they even got a chance to review my account for the "PC" once I got the increase...will be checking my mail tomorrow evening once I return to my home address!

[audia4]

I have had my OB cc now for a year, $300 limit and they charge me $59/yr fee and some 20% outrageous interest rate. It is an unsecured cc.

I called today to see about raising my limit...never late (always paid about 2 weeks ahead of due date) and always paid in full. They instantly said "no". Very disappointed at the moment. Really?

When are they going to be doing this change over to Capital One? Once they do that will we no longer have our OB cc's? They will just issue a new card under the name of Capital?

[Anonymous]

July 15th is when we get our new cards. I also got the letter yesterday and my OB card will also become a Capital One Platinum MC. I wonder about those that have both a OB and Platinum. I'm assuming the credit limits will be combined?

Right. The Capital One Platinum card will replace the OB card.

[Give_Me_Credit_Please]

On my OP, I was waiting for the EO to call me back on a cli decision........so they called back today and said DENIED!! for cli!! I was yelling and screaming at them. SInce 2010 paid ontime with only a $200 cli since then. Can't believe they denied me for a cli and worst of all!! It was HP!!!. Think I'm paying off balance and closing account. It seems like everyone is receiving the changeover to cap1 in the mail and I didn't receive anything yet? They do not like me!!

[lakerfan2011]

i have two cards orchard bank platinum mastercard 10,000 each and no af and 2 percent cash back i hope they dont change anything on them

[Anonymous]

It will be intresting to see what they do with the orchard merge. I have a Cap1 plat master card but its secure. Was the first card I had gotten. Funny thing is my limit on that is $400. They gave me a $100 increase on the secure card. Orchard I got the following month CL is still $300 had both over a year now. Wish they would just combine them and give me 1 card with a $1k limit lol.

[EaglesFan2006]

What EO are you contact regarding the Orchard card?  Does it revert to the Capital One EO?