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Overstock CLI

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Anonymous
Not applicable

Re: Overstock CLI


@Anonymous wrote:
I just wait until one month after the last increase. After the statement cuts, and there's a 0 balance. Works for me

Does commenity/Overstock in general take a long time to report to the CB? I got approved back on April 15th and I have yet to see it in my credit reports and/or an inquiry for it..

Message 11 of 18
Anonymous
Not applicable

Re: Overstock CLI

I remember it took a couple of months for me. So next month you should see it, it will show up as a charge account.
Message 12 of 18
SunriseEarth
Moderator Emeritus

Re: Overstock CLI


@Anonymous wrote:

@Anonymous wrote:
Haha thanks everyone, actually I have been getting the monthly increases! Started out as a 500 dollar CL, immediately hit the luv button to 700, and have been getting the monthly luv since!

@Anonymous long do you wait before you can initiate a CLI? I've probably had the card close to a month or so, as one statement has already cut. I haven't had any luck with the CLI, keep getting the 7-10 message..current CL is @ $1800


For me, it seems to work at intervals slightly over one calendar month from the last CLI, but I got one on the same-day I was approved.  



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | Sephora VS $11900 | Belk MC $10000 | Wayfair MC $9500 |~~
Message 13 of 18
SunriseEarth
Moderator Emeritus

Re: Overstock CLI


@Anonymous wrote:

@Anonymous wrote:
I just wait until one month after the last increase. After the statement cuts, and there's a 0 balance. Works for me

Does commenity/Overstock in general take a long time to report to the CB? I got approved back on April 15th and I have yet to see it in my credit reports and/or an inquiry for it..


You won't see an inquiry; it's an SP (which is why so many people like it).   It seems like my Overstock reported within the first month, but it took a while for the first statement to close.  



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | Sephora VS $11900 | Belk MC $10000 | Wayfair MC $9500 |~~
Message 14 of 18
Anonymous
Not applicable

Re: Overstock CLI

This was true for me as well
Message 15 of 18
tiger_uppercut
Established Contributor

Re: Overstock CLI

Congrats!

 

And I can't get Overstock to give me any love for the life of me. Denied every time I hit the luv button since the account opened. It's only been about 3 months but it seems everyone else gets CLI off the bat. My score has gone up 30 points since opening, so I don't get it. :/


Message 16 of 18
Anonymous
Not applicable

Re: Overstock CLI

Congrats on your CLI

Message 17 of 18
App_Addict
Valued Contributor

Re: Overstock CLI


@Anonymous wrote:
Went from 1.1k to 1.3k. Getting there haha!

Got to love Overstock!!!  Congratulations! 

CURRENT SCORES: TU: 698 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 5% / Goal: 750 by 12/22

Message 18 of 18
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