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Overstock Store Card

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Regular Contributor

Overstock Store Card

Got approved for $1000, (My highest retail card so far) they use Alliance Data which SP pulled from Experian (I applied with offer on top of page at last step of check out, not the shopping cart trick pop up) and have 2 medical baddies on CR that are currently being disputed with CFPB, 27% utilization on all cards.


FICO 8 (EQ) 702 FICO 8 (TU) 689 FICO 8 (EX) 691 Mar 2019
Message 1 of 12
11 REPLIES 11
Valued Contributor

Re: Overstock Store Card

It's Comenity (which used to be alliance data)

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 2 of 12
Regular Contributor

Re: Overstock Store Card


@fltireguy wrote:

It's Comenity (which used to be alliance data)


Ok cool this is how it showed up: Screenshot 2016-10-03 at 3.12.18 PM.png


FICO 8 (EQ) 702 FICO 8 (TU) 689 FICO 8 (EX) 691 Mar 2019
Message 3 of 12
Valued Contributor

Re: Overstock Store Card

Congrats! Dw has it, it's a nice card. Can't remember WTH we bought from there...😒


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Message 4 of 12
Community Leader
Mega Contributor

Re: Overstock Store Card

Well done! Enjoy your new cardSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 5 of 12
Established Contributor

Re: Overstock Store Card

Congrats. Use it and it will grow.

 

Message 6 of 12
Regular Contributor

Re: Overstock Store Card


@Gadgetmang wrote:

Got approved for $1000, (My highest retail card so far) they use Alliance Data which SP pulled from Experian (I applied with offer on top of page at last step of check out, not the shopping cart trick pop up) and have 2 medical baddies on CR that are currently being disputed with CFPB, 27% utilization on all cards.


Showed up today as HP on EQ, so they do a SP and HP.


FICO 8 (EQ) 702 FICO 8 (TU) 689 FICO 8 (EX) 691 Mar 2019
Message 7 of 12
Valued Member

Re: Overstock Store Card

Congrats! I love my Overstock card. I got a toy SL at $250 back in June/July and I've been dying for a CLI ever since. Made one purchase and paid the minimum every month but let the balance hover around 30%. The last two weeks I've been pushing the luv button with no luv then I guess they were feeling generous on Friday because I got a surprise e-mail "Your spending power has been increased." They gave me an auto cli of $500 bringing me up to $750. From what I hear they're like most other Comenity cards, CLI every 31 days as long as you spend a little along the way Smiley Happy

Starting Scores (May 2016): EQ 587 / TU 610 / EX 596
Pre-Mortgage Scores (June 2019): EQ 639 / TU 654 / EX 608
Current Scores (November 2019-2 months post-mortgage): EQ 662 / TU 658 / EX 628
Message 8 of 12
Valued Member

Re: Overstock Store Card

Congrats!!! I just got the pop up today!! I've been trying for months. I have over $7000 in my cart and got approved for $2500. Called and got another $300!! I'm shocked all the way around. This is definitely my biggest sl to date!!
Current Scores TU: 634 EQ: 620 EX: 571
Message 9 of 12
Member

Re: Overstock Store Card

To gadgetmang and anyone else: do you have to make the purchase to get the SL or you got approved and removed everything from your cart? It popped up for me but it said depending on what you buy(the amount) determines your SL.
Current Score: EQ: 634, TU: 621, EX: 621

Cap1 QS1: $500 | Cap1 Visa Platinum: $2K
Message 10 of 12
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