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PENFED APPROVED!!!!

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Yazz
Member

PENFED APPROVED!!!!

guys I can thank you enough what i have learned in the forums its been a year since the average score in my reports was 530 bearly getting accepted by 1st progress and us bank (both secure at $500) So I decided to mess around with penfed and open an account and started using it as my regular bank which includes direct deposit and all. I applied for the visa platinum cash rewards card.  Of course I was denied since my score was 666 (yikes) so i called and asked for a reconsideration and BOOOOOOOOMMMM!! lol

I recived no reponse for 2 days so i decided to call and ask myself what was going on sooo they told me I was approved. I was for how much? they said... well your credit it not good enough but we got you approved for $9,000    :0

 

 

viva la Myfico lol


Starting Score: Equifax 532, Transunion 528, Experian 530
Current Score: Equifax 660, Transunion 570(595), Experian 593
Goal Score: 750


Take the myFICO Fitness Challenge
Message 1 of 23
22 REPLIES 22
youdontkillmoney
Valued Contributor

Re: PENFED APPROVED!!!!

Congrats! That is awesome, Penfed is really really tough. I have a 819 experican score and my CC limit was only $5,000! I am happy for you though!

Message 2 of 23
Yazz
Member

Re: PENFED APPROVED!!!!

bro I am soooo sorry when i refresh my page it was only simbols so I thought you were messing with me.


Starting Score: Equifax 532, Transunion 528, Experian 530
Current Score: Equifax 660, Transunion 570(595), Experian 593
Goal Score: 750


Take the myFICO Fitness Challenge
Message 3 of 23
Yazz
Member

Re: PENFED APPROVED!!!!

again i am so sorry.

 


Starting Score: Equifax 532, Transunion 528, Experian 530
Current Score: Equifax 660, Transunion 570(595), Experian 593
Goal Score: 750


Take the myFICO Fitness Challenge
Message 4 of 23
youdontkillmoney
Valued Contributor

Re: PENFED APPROVED!!!!


@Yazz wrote:

again i am so sorry.

 


Oh no problem, don't worry about it. ; )

Message 5 of 23
BigBS
Senior Contributor

Re: PENFED APPROVED!!!!

Must have missed something.  Congrats on the approval!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 6 of 23
-Wade-
Valued Contributor

Re: PENFED APPROVED!!!!


@Yazz wrote:

guys I can thank you enough what i have learned in the forums its been a year since the average score in my reports was 530 bearly getting accepted by 1st progress and us bank (both secure at $500) So I decided to mess around with penfed and open an account and started using it as my regular bank which includes direct deposit and all. I applied for the visa platinum cash rewards card.  Of course I was denied since my score was 666 (yikes) so i called and asked for a reconsideration and BOOOOOOOOMMMM!! lol

I recived no reponse for 2 days so i decided to call and ask myself what was going on sooo they told me I was approved. I was for how much? they said... well your credit it not good enough but we got you approved for $9,000    :0

 

 

viva la Myfico lol


Congrats on your approval Smiley Happy you need to get one of these for the PLUS Version

 

HOW TO QUALIFY FOR THE PLUS CARD

**You can earn 5% on gas purchases paid at the pump and avoid an annual fee by obtaining a qualifying PenFed product:

  • Active checking account with direct deposit ($250 min.)
  • Money Market Certificate or IRA Certificate
  • Mortgage
  • Installment loan
  • Equity Loan or Equity Line of Credit with a balance
  • Thrifty Credit Service
  • Personal Line of Credit
  • Education Line of Credit
  • Money Market Savings Accounts
"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 7 of 23
Yazz
Member

Re: PENFED APPROVED!!!!

bro my direct deposit its about $1500 average a week. I think that would apply to me automatically 


Starting Score: Equifax 532, Transunion 528, Experian 530
Current Score: Equifax 660, Transunion 570(595), Experian 593
Goal Score: 750


Take the myFICO Fitness Challenge
Message 8 of 23
-Wade-
Valued Contributor

Re: PENFED APPROVED!!!!


@Yazz wrote:

bro my direct deposit its about $1500 average a week. I think that would apply to me automatically 


Great, I didn't know if you knew about it or not.

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 9 of 23
hot4u
Established Contributor

Re: PENFED APPROVED!!!!

Awesome Congrats Smiley Very Happy


(Chase)- Freedom, CSP®, United MileagePlus® Explorer, Marriott Rewards® Premier, Penfed cash+ rewards/Promise/Defender.
Amex’s- BCE, Hilton, SPG®, PRG® and Blue®, NFCU Cash Rewards, FHB Destinations World Elite.
- Amex Centurion,(Citi) Executive/Platinum® Advantage


Alaska Airlines
Message 10 of 23
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