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PNC CLI

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user979797
Established Contributor

PNC CLI

I requested a CLI with PNC last month and was denied due to my balance being too high with PNC. It was reporting at 30% but they did not like that as I got my first denial. I paid the balance down to 20% and after the payment was applied I again reqeusted a CLI and this time it was approved. The statement has not cut yet so the system must have noticed the instant payment I made and I guess it brought the balance down enough to get my CLI. YAY!!!!!!!!!  In my experience PNC has been very generous when they approve a CLI 

 

My new limit is 16,500.00 making my soft pull increase 5K this time. They allow you to request every 6 months. Smiley Happy 

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Message 1 of 15
14 REPLIES 14
FireMedic1
Community Leader
Mega Contributor

Re: PNC CLI

Nice job getting to where you needed to be to get the nice CLI. Congrats!



BK Free Aug25
Message 2 of 15
Creditwiser
Valued Contributor

Re: PNC CLI

Very nice !   Congrats on your CLI !

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 14.5K | Cap1 QS 12.5K | Barclay MC 25k | Delta Gold Amex 40K | Discover IT 22K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
Message 3 of 15
GZG
Senior Contributor

Re: PNC CLI


@user979797 wrote:

My new limit is 16,500.00 making my soft pull increase 5K this time.


whoa, very nice CLI!!

 

congrats!!

Starting FICO 8:
Current FICO 8:



Message 4 of 15
M_Smart007
Legendary Contributor

Re: PNC CLI

Congrats! ..

Message 5 of 15
coreyb80
Super Contributor

Re: PNC CLI

Congrats on the increase!

Message 6 of 15
cashorcharge
Community Leader
Super Contributor

Re: PNC CLI

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 7 of 15
NoMoreDebt
Senior Contributor

Re: PNC CLI

congrats on the cli

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 8 of 15
laurenjessica
Frequent Contributor

Re: PNC CLI

That’s a great CLI! Congrats!
Credit cards:
NUS000000091-480x304-STRAIGHT-96unnamedmissionlanemobileIRIDESCENTpaypal-cashback-credit-card-16373091c11536849downloadvenmoTJX-Rewards-Platinum-Mastercardcardart-prim-645x406
AU Cards:
disney-premier-cardNUS000000327-480x304-STRAIGHT-96NUS000000269-480x304-STRAIGHT-96
Store Cards:
Credit-Card-Large61d9c1a7-5683-4228-8bb4-c2747006069dAPSC-SECUREDCARD-CB658179059Kohls-CC-no-egt-SM-RGBpinkimg093647Paypal-Credit-Logo-Ameri-Commerceimg056321sc-plus-black-Creditcard
Auto loan:
toyota

Actively rebuilding since August 2022.

Starting FICO 8 scores (8/24/2022):

Current FICO 8 scores (2/12/2024):
Message 9 of 15
PayAndProsper
Regular Contributor

Re: PNC CLI

Nice job taking the feedback and making the necessary adjustments in order to get the chunky >40% CLI!


Utilization Stats:

Current FICO® Score 8:

Goal FICO® Score 8:


Financial Institutions:

Message 10 of 15
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