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PNC Cash Rewards - Low Limit

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GhostCredit
Regular Contributor

Re: PNC Cash Rewards - Low Limit


@blossom_rebuilding wrote:

@GhostCredit wrote:

I just got approved for the cash unlimited card for $5K... they're not generous, it's cause the minimum to open is $5K. Idk why they didn't raise my cash rewards to like $2K or so.


I think PNC is generous in that CLIs can be requested every six months like clockwork and are very likely to receive increases (assuming of course that no baddies have popped up on your profile and that your income is the same or increased). My first card with them was the Core card starting at $10k and now sits at $29k, with very little spend. I never had a CLI turned down on it. I just got a $5k CLI to my Cash Unlimited card after the first six months of having it, too, so I'm sure both your cards will grow even if you only use them a little (although I use the Cash Unlimited A LOT).

 

Regardless, both Cash Rewards and Cash Unlimited are good cards and you're in the door now!

 

(edited because I see OP does have an existing deposit account with PNC!)


Was it a SP or HP? I will close the checking account soon, I got the bonus already and don't want to bank with them anyway. Only did it for the bonus and to get their cards. The 2% would be rarely used tho but mostly for misc. use.

Message 21 of 23
blossom_rebuilding
Regular Contributor

Re: PNC Cash Rewards - Low Limit


@GhostCredit wrote:

@blossom_rebuilding wrote:

@GhostCredit wrote:

I just got approved for the cash unlimited card for $5K... they're not generous, it's cause the minimum to open is $5K. Idk why they didn't raise my cash rewards to like $2K or so.


I think PNC is generous in that CLIs can be requested every six months like clockwork and are very likely to receive increases (assuming of course that no baddies have popped up on your profile and that your income is the same or increased). My first card with them was the Core card starting at $10k and now sits at $29k, with very little spend. I never had a CLI turned down on it. I just got a $5k CLI to my Cash Unlimited card after the first six months of having it, too, so I'm sure both your cards will grow even if you only use them a little (although I use the Cash Unlimited A LOT).

 

Regardless, both Cash Rewards and Cash Unlimited are good cards and you're in the door now!

 

(edited because I see OP does have an existing deposit account with PNC!)


Was it a SP or HP? I will close the checking account soon, I got the bonus already and don't want to bank with them anyway. Only did it for the bonus and to get their cards. The 2% would be rarely used tho but mostly for misc. use.


Soft pull!





Message 22 of 23
CreditAggie
Community Leader
Super Contributor

Re: PNC Cash Rewards - Low Limit

Congratulations on your PNC Cash Rewards approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 23 of 23
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