PNC Core Auto-CLI

[5KRunner]

I opened this card last January to take advantage of an 18-month BT offer, and was pleasantly surprised this morning when I saw this in my inbox:

"Because of your excellent history managing your PNC Core(R) Visa(R) credit card account ending in xxxx, we've increased your credit limit to $15,500. In conjunction with your credit limit increase, we have also increased your cash advance limit which will be reflected on your next statement. These increases are effective immediately and require no additional action on your part."

SL was $12500, so that's a $3000 increase (24%). I may still close it once the BT offer is PIF (5 payments left).

[Nomad3]

Congrats on the auto-love! But why close it? (Unless there is an AF?)

[5KRunner]

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@Nomad3 wrote:
Congrats on the auto-love! But why close it? (Unless there is an AF?)

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It's only a year old, so it won't hurt AAoA to close it, and it has a super-high interest rate (currently 20.49%) and offers no rewards. Unless they plan on offering more BT offers in the future, I see no reason to keep it.

[Anonymous]

Congrats on your CLI. Will they lower your interest rate if you ask?

[5KRunner]

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@Anonymous wrote:

Congrats on your CLI. Will they lower your interest rate if you ask?

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Good question... I may call and ask.

[newfossil]

Congratulations!

[AverageJoesCredit]

Thats how one needs to treat lenders who have the audacity to auto cli us without US requesting....CLOSE THAT SOB

[5KRunner]

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@AverageJoesCredit wrote:
Thats how one needs to treat lenders who have the audacity to auto cli us without US requesting....CLOSE THAT SOB

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I don't know why, man, but I suspected you'd have something to say about this

[Anonymous]

Congratulations on your CLI!

[AllZero]

Congratulations on your PCLI!