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PNC Core Visa $15K 13.99% APR

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coldfusion
Community Leader
Mega Contributor

PNC Core Visa $15K 13.99% APR

Got a pre-selected mailer from PNC with opt-out language and fixed APR quoted for the PNC Core Visa card. 

 

It's a basic card with no rewards but the offer had an 18 mo intro 0% APR on new purchases which I'll be able to leverage by making a single purchase then sockdrawering the card until it's paid off, after which the card will be closed.  The same 18 month 0% APR applies to BT made in the first 90 days, but with a 3% transaction fee.

 

Approved for $15K @ 13.99%.  Not the best rate on this card but given the use case that's irrelevant. 

(11/2024)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 1 of 35
34 REPLIES 34
M_Smart007
Legendary Contributor

Re: PNC Core Visa $15K 13.99% APR

Message 2 of 35
Jnbmom
Credit Mentor

Re: PNC Core Visa $15K 13.99% APR

Congrats. DH has 2 cards from them so far so good, I on the other hand am the red headed stepchild lol. They denied me in Jan and then again in July, odd thing is they didn’t pull HP second time, just said you were denied previously and now again lol.

I found that odd but great only one HP. Also DH and I virtually have mirrored profiles, so not sure why I don’t cut the mustard lol
EXP 780 EQ 796 TU 810
Message 3 of 35
simplynoir
Community Leader
Mega Contributor

Re: PNC Core Visa $15K 13.99% APR

Congrats, CF! 🥃

 

I'm being honest when I say I like how you don't care about your inquiry/AAoA hits Smiley LOL

Message 4 of 35
Remedios
Credit Mentor

Re: PNC Core Visa $15K 13.99% APR

@coldfusion  Congrats Heart

Message 5 of 35
kilroy8
Community Leader
Super Contributor

Re: PNC Core Visa $15K 13.99% APR

I would feel sorry for them, but hey, it's a bank.

 

Congrats!

Message 6 of 35
UncleB
Credit Mentor

Re: PNC Core Visa $15K 13.99% APR

It's no secret that I love a good BT card - excellent catch!  screamer.gif

 

bravo-gif-2.gif

Message 7 of 35
Remedios
Credit Mentor

Re: PNC Core Visa $15K 13.99% APR

He's going to need that card to buy breakfast unless I get three ❤s back.
Message 8 of 35
AverageJoesCredit
Legendary Contributor

Re: PNC Core Visa $15K 13.99% APR

Congrats @coldfusion Smiley Happy Way to make a card work for youSmiley Happy. I like my cars blue pleaseSmiley Wink Thanks!
Message 9 of 35
AverageJoesCredit
Legendary Contributor

Re: PNC Core Visa $15K 13.99% APR

After all CF has done for you Remmy, all he gets is a grats and red shaped thingie?😄
Message 10 of 35
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