Congratulations on your approval!! Very nice starting limit.
Congrats on your approval!
@Anonymous wrote:Hi,
I wanted to share a few data points with all of you today, especially to those in the Pennsylvania area who are considering applying for a PSECU Penn State Alumni card. I'm an alumnus of the Penn State 2018 class and wanted to join the Alumni Association. PSECU will pay for your first year membership dues if you apply for one of their CC's.
Card applied for: 1.5% or 2%* rewards cash back (2% IF you open up a checking too w/ a reoccuring monthly deposit of 500$). There's a 150$ bonus when you make $500 purchases in the first 90 days.
APR for the card is 12.40%.
SL: 30,000!!!
I was elated when I saw the SL. It's my biggest SL as of yet, twice as big as my Fidelity rewards CL.
They only pulled my experian: 703.
My credit utilization: 8-10% total. Have many other cards, I don't carry total balances over 4-5k monthly.
I was surprised I was granted a big SL with a relatively unimpressive experian score, but happy nontheless! To those interested in joining PSECU, I highly recommend! Credit Unions seem to be in the giving spirit lately.
Congrats. The DW and I both had that Max SL on Founders Cards. They use your mortgage, EX 02 score, the same score that they give you each month. They are excellent!
