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PacSun Pre-Approval

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Anonymous
Not applicable

PacSun Pre-Approval

Has anyone had a pre-approval on pacsun.com (pacific sunwear). If so how long ago ?
Message 1 of 6
5 REPLIES 5
B335is
Moderator Emeritus

Re: PacSun Pre-Approval

ive never heard of PacSun preapproving their card. I know a few years ago I tried and tried but never got it.
Message 2 of 6
FinStar
Moderator Emeritus

Re: PacSun Pre-Approval

OP - if you are currently in the rebuilding mode, the best approach to growing your portfolio is not by ammassing so many cards in such a short period of time.

 

Granted the Comentiy pre-screened option may be viable for some cards, but it appears you've recently acquired quite a few TL not long ago (<12 months).  An item to keep in mind, credit is not a race.  Potentially, this could have a negative effect if you are eventually looking into other cards with BOA, Citi, etc...or even any CLIs with Barclays or Chase, since any store card TLs (if approved) will be in very low CL range.  Just my .02c.

Message 3 of 6
Networth
Frequent Contributor

Re: PacSun Pre-Approval

Can't stand Comenity. Fiancee has one late payment over all there cards when she was in the hospital for a car accident and no matter what the wont remove the one even though her other 4 cards with them have perfect payment history. 

Chase Sapphire Reserve - American Express Blue Sky - Chase Freedom - - Chase Freedom Unlimited - BankAmericard Travel Rewards -

TU 813 EX 809 EQ 812
Message 4 of 6
SunriseEarth
Moderator Emeritus

Re: PacSun Pre-Approval


@FinStar wrote:

OP - if you are currently in the rebuilding mode, the best approach to growing your portfolio is not by ammassing so many cards in such a short period of time.

 

Granted the Comentiy pre-screened option may be viable for some cards, but it appears you've recently acquired quite a few TL not long ago (<12 months).  An item to keep in mind, credit is not a race.  Potentially, this could have a negative effect if you are eventually looking into other cards with BOA, Citi, etc...or even any CLIs with Barclays or Chase, since any store card TLs (if approved) will be in very low CL range.  Just my .02c.


+1

 

The OP also has a Barclaycard in his signature and we all know they get VERY finicky over too many new TLs.  If Barclay decides to AA at this point, that can be a bit devastating in the rebuild process.

 

I'd really encourage the OP to garden these new TLs.  

 



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Message 5 of 6
coldnmn
Mega Contributor

Re: PacSun Pre-Approval

IMHO! GARDEN, at least a year!

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Message 6 of 6
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