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Paceline Visa Sig $12k 3% cash back & free Apple Watch

tag
HeavyResist
Frequent Contributor

Re: Paceline Visa Sig $12k 3% cash back & free Apple Watch

Mazel Tov on the approval @trant3 







 
Message 11 of 24
cashorcharge
Community Leader
Super Contributor

Re: Paceline Visa Sig $12k 3% cash back & free Apple Watch

That's terrific!!  Congratulations on your Paceline Approval!! 🎉🥂👏

Message 12 of 24
trant3
Established Contributor

Re: Paceline Visa Sig $12k 3% cash back & free Apple Watch


@tortoise_credit wrote:

This is definitely a different take on card rewards. I'm intrigued. Checked the app and have an offer for SL $15,000.


Definately different for sure. Nice starting limit!

Amex Bonvoy Brilliant $16.5k, Fidelity $23.5, FNBO $15k, US Bank Cash+ 15k, US Bank Alt. Reserve $16k, Affinity FCU $10k, Sofi $15k, Venmo Visa $15k, AAA $11.9k, Apple $8.5k, Citi Custom Cash $18k, Citi Double Cash $15k, Citizens Bank Cash Plus $11k, Chase Amazon $3k, Chase Flex $13.6k, Chase IHG $1k, Amex BCE $3k, AMEX Hilton Surpass $10k, Chase Freedom $41.5k, NFCU Plat $50k, NFCU Cash $30k, Discover IT $36.5k, Discover Miles $20k, BECU Visa $40k, Wells Fargo Active $11.3k, PenFed Promise $15k, PenFed Gold $20k, BoA AmeriCard $14k, BoA Cash $14k, Jovia FCU Visa $25k, Citi SYWM $1k
Message 13 of 24
tortoise_credit
Regular Contributor

Re: Paceline Visa Sig $12k 3% cash back & free Apple Watch


@trant3 wrote:

@tortoise_credit wrote:

This is definitely a different take on card rewards. I'm intrigued. Checked the app and have an offer for SL $15,000.


Definately different for sure. Nice starting limit!


It would be my highest limit by far, so I'm very tempted to accept it.


 FICO 8Inq/1230/60/90 LatesAAoA
EX78114/0/09 yr 3 mo
EQ79313/1/08 yr 6 mo
TU77714/0/18 yr 9 mo
Last updated: 4/3/2022
Message 14 of 24
tortoise_credit
Regular Contributor

Re: Paceline Visa Sig $12k 3% cash back & free Apple Watch


@trant3 wrote:

@tortoise_credit wrote:

This is definitely a different take on card rewards. I'm intrigued. Checked the app and have an offer for SL $15,000.


Definately different for sure. Nice starting limit!


I pulled the trigger on it! One question for you though, I got my virtual card number, but can't use it to buy the Apple Watch. I called in and apparently I have a $250 mobile wallet limit, and the watch is of course over $400. Did you encounter the same issue?


 FICO 8Inq/1230/60/90 LatesAAoA
EX78114/0/09 yr 3 mo
EQ79313/1/08 yr 6 mo
TU77714/0/18 yr 9 mo
Last updated: 4/3/2022
Message 15 of 24
trant3
Established Contributor

Re: Paceline Visa Sig $12k 3% cash back & free Apple Watch


@tortoise_credit wrote:

@trant3 wrote:

@tortoise_credit wrote:

This is definitely a different take on card rewards. I'm intrigued. Checked the app and have an offer for SL $15,000.


Definately different for sure. Nice starting limit!


I pulled the trigger on it! One question for you though, I got my virtual card number, but can't use it to buy the Apple Watch. I called in and apparently I have a $250 mobile wallet limit, and the watch is of course over $400. Did you encounter the same issue?



Congrats!!🎉🍾 

 

I didn't encounter any issues ordering the watch after approval. I added the card to my Apple Pay wallet using the virtual card number, then checked out with Apple Pay with the Paceline card 

Amex Bonvoy Brilliant $16.5k, Fidelity $23.5, FNBO $15k, US Bank Cash+ 15k, US Bank Alt. Reserve $16k, Affinity FCU $10k, Sofi $15k, Venmo Visa $15k, AAA $11.9k, Apple $8.5k, Citi Custom Cash $18k, Citi Double Cash $15k, Citizens Bank Cash Plus $11k, Chase Amazon $3k, Chase Flex $13.6k, Chase IHG $1k, Amex BCE $3k, AMEX Hilton Surpass $10k, Chase Freedom $41.5k, NFCU Plat $50k, NFCU Cash $30k, Discover IT $36.5k, Discover Miles $20k, BECU Visa $40k, Wells Fargo Active $11.3k, PenFed Promise $15k, PenFed Gold $20k, BoA AmeriCard $14k, BoA Cash $14k, Jovia FCU Visa $25k, Citi SYWM $1k
Message 16 of 24
tortoise_credit
Regular Contributor

Re: Paceline Visa Sig $12k 3% cash back & free Apple Watch


@trant3 wrote:

@tortoise_credit wrote:

@trant3 wrote:

@tortoise_credit wrote:

This is definitely a different take on card rewards. I'm intrigued. Checked the app and have an offer for SL $15,000.


Definately different for sure. Nice starting limit!


I pulled the trigger on it! One question for you though, I got my virtual card number, but can't use it to buy the Apple Watch. I called in and apparently I have a $250 mobile wallet limit, and the watch is of course over $400. Did you encounter the same issue?



Congrats!!🎉🍾 

 

I didn't encounter any issues ordering the watch after approval. I added the card to my Apple Pay wallet using the virtual card number, then checked out with Apple Pay with the Paceline card 


So I called in again right after I posted and they said they had to escalate the issue to their "back office." Went out for a walk and figured I'd try again and it worked!


 FICO 8Inq/1230/60/90 LatesAAoA
EX78114/0/09 yr 3 mo
EQ79313/1/08 yr 6 mo
TU77714/0/18 yr 9 mo
Last updated: 4/3/2022
Message 17 of 24
tortoise_credit
Regular Contributor

Re: Paceline Visa Sig $12k 3% cash back & free Apple Watch

As an update, I got the Apple Watch on Tuesday, and just hit my 150 minutes today, netting me 3% back on the Apple Watch purchase plus a $1 Amazon gift card. Pretty cool rewards structure even though it's a bit gimmicky.

 

 

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 FICO 8Inq/1230/60/90 LatesAAoA
EX78114/0/09 yr 3 mo
EQ79313/1/08 yr 6 mo
TU77714/0/18 yr 9 mo
Last updated: 4/3/2022
Message 18 of 24
trant3
Established Contributor

Re: Paceline Visa Sig $12k 3% cash back & free Apple Watch


@tortoise_credit wrote:

As an update, I got the Apple Watch on Tuesday, and just hit my 150 minutes today, netting me 3% back on the Apple Watch purchase plus a $1 Amazon gift card. Pretty cool rewards structure even though it's a bit gimmicky.

 


Nice, same here. What I like the most about the rewards structure is that once you hit the 150 minutes, the 3% will retroactively apply to purchases made in the week when cash back was 1.5%. I've also gotten 5% at CVS

Amex Bonvoy Brilliant $16.5k, Fidelity $23.5, FNBO $15k, US Bank Cash+ 15k, US Bank Alt. Reserve $16k, Affinity FCU $10k, Sofi $15k, Venmo Visa $15k, AAA $11.9k, Apple $8.5k, Citi Custom Cash $18k, Citi Double Cash $15k, Citizens Bank Cash Plus $11k, Chase Amazon $3k, Chase Flex $13.6k, Chase IHG $1k, Amex BCE $3k, AMEX Hilton Surpass $10k, Chase Freedom $41.5k, NFCU Plat $50k, NFCU Cash $30k, Discover IT $36.5k, Discover Miles $20k, BECU Visa $40k, Wells Fargo Active $11.3k, PenFed Promise $15k, PenFed Gold $20k, BoA AmeriCard $14k, BoA Cash $14k, Jovia FCU Visa $25k, Citi SYWM $1k
Message 19 of 24
texasman07
Established Contributor

Re: Paceline Visa Sig $12k 3% cash back & free Apple Watch

So it took about a week for them to call me and verify. Approved ! 15k @Anonymous.99apr. Once I Spoke with the representative I log back into the app and there was a pre-approval waiting for me

Message 20 of 24
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