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PayPal Cashback Mastercard Approval!!!!

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RobDub
Valued Member

PayPal Cashback Mastercard Approval!!!!

Well I said I wasn't going to apply for another card soon, because I was waiting on some things.  That being said I got an offer from PayPal.  I use PayPal almost exclusively for my online purchases and love them.  And it said it had a no ding approval process.  So I said what the heck! And pulled the trigger and was instanly approved for an $8000 CL.  Y'all, when I say I was ecstatic, I was E C S T A T I C.  I am 42 and have been rebuilding my credit for the past almost 3 years hardcore and have made leaps and bounds in progress.  I went from mid 500s credit scores to where I currently am, sitting in the low to mid 700s.  But my credit limits have left much to be desired. Most are around $1000 with one CapOne at $2800.  I feel like this is my first real adult credit line.  I've been wanting a card with a higher limit for emergencies when I travel, etc.  And this one 100% fits the bill for that.  It has decent rewards in that it offers 3% cash back on PayPayl purchases and 1.5% on everything else. I am over the moon!!! Smiley LOL





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7 REPLIES 7
Vinjints
Established Contributor

Re: PayPal Cashback Mastercard Approval!!!!

Congratulations to you for the new card, the high limit, and the success with raising your scores.

NFCU Flagship (Daily 2% + Travel) | USAA Rewards (AoOA = 26y)

Aven Rewards (Groceries) | Chase Prime (Amazon) | Citi Custom Cash (Dining) | Elan MCP (Utilities)

EX(F8) 784 | EQ(F8) 801 | TU(F8) 800 | EQ(F9) 823 | EQ(BC8) 815

On the Radar: Langley | Kroger | AmEx | Discover

Message 2 of 8
Varsity_Lu
Valued Contributor

Re: PayPal Cashback Mastercard Approval!!!!

Congrats! Glad you are making significant progress.

Blue Cash PreferredBlue Cash EverydayHilton HonorsSavorREIFidelity Rewards VisaVoice Rewards + Perks CheckingMore RewardsMax Cash PreferredAAA Travel AdvantageCashRewards
Fidelity InvestmentsHuntington National BankNavy Federal Credit UnionMechanics Savings BankDirections Credit Union
FICO® 8: 844 (Eq) · 838 (Ex) · 812 (TU)
Clean | Thick | Mature | New Revolver

Message 3 of 8
CreditMagic7
Mega Contributor

Re: PayPal Cashback Mastercard Approval!!!!

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firefox100
Senior Contributor

Re: PayPal Cashback Mastercard Approval!!!!

Congratulations on your PayPal MC approval, this card will grow just put lot of spend on it and pay it off each month all increases are soft pulls. I have same card which started out with 6.5K limit and now is 25K in less then 18 months.

Message 5 of 8
RobDub
Valued Member

Re: PayPal Cashback Mastercard Approval!!!!

 


@firefox100 wrote:

Congratulations on your PayPal MC approval, this card will grow just put lot of spend on it and pay it off each month all increases are soft pulls. I have same card which started out with 6.5K limit and now is 25K in less then 18 months


This is good to know!! I'm super excited about this card, because I feel like I can get a lot out of it based on what my spending has been.  I will definitely use and pay it off.  I have been doing this for almost 2 years now and have seen my scores increase rapidly. 





Message 6 of 8
Copenix
Frequent Contributor

Re: PayPal Cashback Mastercard Approval!!!!

Good for you. Congrats on both your progress and your approval.

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $117.8K | Utilization 0.9%

FICO 8s March 2026


Message 7 of 8
Anonymous
Not applicable

Re: PayPal Cashback Mastercard Approval!!!!

Congrats on your approval!

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