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Well I said I wasn't going to apply for another card soon, because I was waiting on some things. That being said I got an offer from PayPal. I use PayPal almost exclusively for my online purchases and love them. And it said it had a no ding approval process. So I said what the heck! And pulled the trigger and was instanly approved for an $8000 CL. Y'all, when I say I was ecstatic, I was E C S T A T I C. I am 42 and have been rebuilding my credit for the past almost 3 years hardcore and have made leaps and bounds in progress. I went from mid 500s credit scores to where I currently am, sitting in the low to mid 700s. But my credit limits have left much to be desired. Most are around $1000 with one CapOne at $2800. I feel like this is my first real adult credit line. I've been wanting a card with a higher limit for emergencies when I travel, etc. And this one 100% fits the bill for that. It has decent rewards in that it offers 3% cash back on PayPayl purchases and 1.5% on everything else. I am over the moon!!! ![]()
Congratulations to you for the new card, the high limit, and the success with raising your scores.
NFCU Flagship (Daily 2% + Travel) | USAA Rewards (AoOA = 26y)
Aven Rewards (Groceries) | Chase Prime (Amazon) | Citi Custom Cash (Dining) | Elan MCP (Utilities)
EX(F8) 784 | EQ(F8) 801 | TU(F8) 800 | EQ(F9) 823 | EQ(BC8) 815
On the Radar: Langley | Kroger | AmEx | Discover
Congrats! Glad you are making significant progress.







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FICO® 8: 844 (Eq) · 838 (Ex) · 812 (TU)
Clean | Thick | Mature | New Revolver
Congratulations on your PayPal MC approval, this card will grow just put lot of spend on it and pay it off each month all increases are soft pulls. I have same card which started out with 6.5K limit and now is 25K in less then 18 months.
@firefox100 wrote:Congratulations on your PayPal MC approval, this card will grow just put lot of spend on it and pay it off each month all increases are soft pulls. I have same card which started out with 6.5K limit and now is 25K in less then 18 months
This is good to know!! I'm super excited about this card, because I feel like I can get a lot out of it based on what my spending has been. I will definitely use and pay it off. I have been doing this for almost 2 years now and have seen my scores increase rapidly.
Good for you. Congrats on both your progress and your approval.







Congrats on your approval!