PayPal Mastercard Approval w BK7 now Closed

pip3man · ‎09-24-2022

Officially back in with SYNCB. They've been holding grudges since my 2020 BK7 discharge where they got burned so badly. And it's weird cos I tried the prequal for Lowe's and Amazon two days ago and the denial email stated "unsatisfactory history on account with us." Anyways, I've been seeing the ad for this card whenever I login to my PayPal and finally decided to give it a shot fully expecting a denial. Boom I get approved! Thanks for the second chance SYNCB. TU FICO score listed on TIL disclosure is 696. 1% utilization, 7 inquiries and megatons of new accounts.

KingRue8500 · ‎09-24-2022

Congrats on your PayPal Cashback MC approval

CreditMagic7 · ‎09-24-2022

Congratulations on the return to Synchrony Bank with your PayPal Mastercard!

babygirl1256 · ‎09-24-2022

Congrats on your PayPal Mastercard approval w/BK7 . . . Best wishes on your credit rebuild!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

twono · ‎09-25-2022

Nice.....I got back in with SYNCHRONY with my Amazon card, about 2.5 yrs after my Ch. 7 in 2019....I burned them for about $30k back then.

I'm looking to get back into some rewards cards soon and higher limits. INQ's are low for me...0 EQ/0 EX/4 TU with 2 of those falling off in a few months. I currently just have my 'rebuilder' cards...OLLO, Credit One, Mission Lane, Mercury...

SUPERSQUID · ‎09-25-2022

I burned sync in 2019 for 5k in my bk7, i wonder if they will give me one?

on these prequals they say yes, walgreens 1500 sl, lowes 1500 sl, amazon store card 1000 sl.

Stealth-1 · ‎09-25-2022

Congrats on the card approval.

Navy Federal Cash Rewards Signature Visa: $30,000

Navy Federal Flagship Rewards Signature Visa: $25,000

Navy Federal More Rewards American Express: $25,000

Synchrony Premiere World Mastercard: $18,000

American Express Blue Cash Preferred: $5,000

American Express Blue Cash Everyday: $30,000

Navy Federal Checking Line of Credit: $15,000

Bank of America Cash Rewards World Mastercard: $35,000

Wells Fargo Rewards Signature Visa: $17,500

"If you don't stand for something, you might fall for anything."

firefox100 · ‎09-25-2022

Congratulations, it is nice cash back card.

pip3man · ‎09-25-2022

@SUPERSQUID wrote:
I burned sync in 2019 for 5k in my bk7, i wonder if they will give me one?
on these prequals they say yes, walgreens 1500 sl, lowes 1500 sl, amazon store card 1000 sl.

If you're getting a prequal result with Lowes and Amazon then I think you're good to go and will most likely be approved. I haven't gotten a prequal for any of those yet. Each time I try, I'm immediately denied for previous history. Also, I once had a prequal with Venmo & result came back at $2900. One day I tried to run the prequal again and got "we can't verify your identity." Ever since then the Venmo application link doesn't show up on my mobile app anymore. If this helps gauge your approval chances, I musta burned SYNCB for $40k at the very bare minimum and this number could be a lot higher.

fullacrobat5 · ‎09-25-2022

Congratulations on your PayPal Mastercard Approval!!