PayPal Smart Connect and Citi Forward CLI!!!

jsucool76 · ‎08-16-2014

Got my PPSC line increased from $1600 to $3000 tonight, and my citi forward increased from $1500 to $2600. Hooray! Next on my list is my capital one, and then my chase, boa, barclays, and WF, but I know the first 3 like to do hard pulls. =/

CribDuchess · ‎08-16-2014

Congratulations on the CLIs!! Set a reminder on your calendar for 6-months from today to request another CLI on your Citi Forward. Citi is similar to Amex in allowing for soft-pull CLIs every 6 months. As always, YMMV. But this has been the case for both me and my DH with regard to our Citi Simplicity cards.

The Cap One CLI should be a soft pull via their online luv button. I finally got my luv button to work this past February, and I'm hoping to repeat my success in about a week.

Good luck on your other CLI requests!! They may result in HPs/INQs, but the INQs have very little effect on FICO scores. It's the opening of new accounts that have more of an impact on AAoA and thus, score. Just throwing that out there - people tend to get so hung up on HPs/INQs around here!

FICOs: TU08 842 EQ08 850 EX08 850

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; Apple Card $20K; BofA Travel Rewards Visa Sig $67.6K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Chase Freedom Unlimited $21.4K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Visa $25K; NFCU Flagship Visa Sig $40K; NFCU More Rewards Amex $30K; PenFed Plat Rewards Visa Sig $50K; Sears MC $10.1K; US Bank Altitude Go Visa Sig $20K; US Bank Cash+ Visa Sig $26K; Wells Fargo Rewards Visa Sig $14K

jsucool76 · ‎08-16-2014

I tried on cap1 and got the "online document in 2-3 days" thing.

We'll see what happens. haha. =]

Thanks for your insight!

chalupaman · ‎08-16-2014

Congrats! I've tried getting a CLI on my Forward card a couple of times but that never worked out so for now, I'm not even bothering anymore.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

jsucool76 · ‎08-16-2014

Got bored. Also got an increase from 2k-3.5k on my walmart discover. =]

coldnmn · ‎08-16-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

s_haliz · ‎08-16-2014

Congrats!!!!!!

TU FICO 850 | EQ FICO 850 I EX FICO 850

Kenny · ‎08-16-2014

@jsucool76 wrote:
Got my PPSC line increased from $1600 to $3000 tonight, and my citi forward increased from $1500 to $2600. Hooray! Next on my list is my capital one, and then my chase, boa, barclays, and WF, but I know the first 3 like to do hard pulls. =/

Congratulations on your credit limit increases! Thanks for sharing.

Take the myFICO Fitness Challenge

Anonymous · ‎08-17-2014

Congrats on your double score. Citi Forward does SPs as mine was increased too.

alvon123 · ‎08-17-2014

congrats