Paypal Credit Line Increase

MickeyGMoney · ‎09-01-2021

I usually only use paypal credit every few months to keep it active. (I go to the paypal gifts site and find a gift card with some added bonus since the credit line doesn't give cashback. A month ago I got a $50 old navy gift card for $40.)

This is my first CLI for paypal credit $1800 -> $2700

Future Cards:

CreditAggie · ‎09-01-2021

Congratulations on your PayPal CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (August 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

gdale6 · ‎09-01-2021

Grats on your move up!

Taurus22 · ‎09-01-2021

Congrats on your Paypal CLI!

Just noticing your siggy.....might want to scratch that BBVA Clearpoints off your goal list. PNC has effectively taken that card off the market. If AOD is a goal card for you, that would cover 3% healthcare anyway.

My Wallet

Sock Drawered

On Deck: Possibly Aven 3% Visa

Elpadrino1 · ‎09-01-2021

Congratulations on your CLI!!

MickeyGMoney · ‎09-01-2021

Oh yeah I should probably update the goal cards, haven't touched it in a few months!

@Taurus22 wrote:
Congrats on your Paypal CLI!

Just noticing your siggy.....might want to scratch that BBVA Clearpoints off your goal list. PNC has effectively taken that card off the market. If AOD is a goal card for you, that would cover 3% healthcare anyway.

Future Cards:

coreyb80 · ‎09-01-2021

Congrats on the increase!

chalupaman · ‎09-01-2021

Nice work! Congratulations on your Paypal Credit CLI!

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

KingRue8500 · ‎09-01-2021

Congrats on your PayPal Credit CLI

cashorcharge · ‎09-01-2021

That’s great! Congratulations on your PayPal CLI approval!! 👏🏼🎉🍾