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Paypal Credit

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Anonymous
Not applicable

Paypal Credit

I know I shouldn't have but I have a work trip coming up in September and I know I am going to need a laptop. I really want to go with a Mac since that is what I use at home and familiar with so I was going to use my best buy card since it always offers 0% but I really didn't want to add to my Util so I googled and I hope I did not go wrong here but paypal credit apparently does HP but its a hidden tradeline. Well just applied right now (intend on buying from ebay) and 

 

got approved for $4550!! 

 

WAY more than I needed but it's nice to have this just in case and not show up on my report for now. 

Message 1 of 13
12 REPLIES 12
blunderer
Established Contributor

Re: Paypal Credit

Congratulations!!

 

I agree the hidden tradeline comes in quite handy for those must have purchases without having to take a hit on util. Smiley Wink

 

 

Message 2 of 13
Anonymous
Not applicable

Re: Paypal Credit

Yeah plus I just realized depending on the amount, it will give me an extra 12 months to pay for it. While theoretically I can afford it out right, why tie up my money lol 

 

I was super stoked to get that line!

Message 3 of 13
CountryLivin
Valued Contributor

Re: Paypal Credit

Congratulations!

Message 4 of 13
Anonymous
Not applicable

Re: Paypal Credit

Congrats.  Love your lineup of cards, especially....PenFed.Robot LOL

Message 5 of 13
Anonymous
Not applicable

Re: Paypal Credit


@Anonymous wrote:

I know I shouldn't have but I have a work trip coming up in September and I know I am going to need a laptop. I really want to go with a Mac since that is what I use at home and familiar with so I was going to use my best buy card since it always offers 0% but I really didn't want to add to my Util so I googled and I hope I did not go wrong here but paypal credit apparently does HP but its a hidden tradeline. Well just applied right now (intend on buying from ebay) and 

 

got approved for $4550!! 

 

WAY more than I needed but it's nice to have this just in case and not show up on my report for now. 


Congratulations!...Thanks For Sharing.Smiley Very Happy

Message 6 of 13
Anonymous
Not applicable

Re: Paypal Credit


@Anonymous wrote:

I know I shouldn't have but I have a work trip coming up in September and I know I am going to need a laptop. I really want to go with a Mac since that is what I use at home and familiar with so I was going to use my best buy card since it always offers 0% but I really didn't want to add to my Util so I googled and I hope I did not go wrong here but paypal credit apparently does HP but its a hidden tradeline. Well just applied right now (intend on buying from ebay) and 

 

got approved for $4550!! 

 

WAY more than I needed but it's nice to have this just in case and not show up on my report for now. 


Congratulations!

Message 7 of 13
Vegas4Play
Valued Contributor

Re: Paypal Credit

Congrats to you !!!

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 8 of 13
RonM21
Valued Contributor

Re: Paypal Credit

Congrats!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 9 of 13
haleyjen
Regular Contributor

Re: Paypal Credit

I applied and it said "We cannot approve you at this time, please go back and verify your information"  Is that just a normal decline?

BOA Cash Rewards - $500 Capital One Quicksilver: $750 Merrick Double Your Line Visa.- $1000 Mission Lane: $400 Grain: $875 J Crew: $1100
Message 10 of 13
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