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Paypal Extras CLI approval - Sync Credit reallocation

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sghosh5
Valued Contributor

Paypal Extras CLI approval - Sync Credit reallocation

I called Sync today for a CLI on my Paypal extras card and surprisingly they said my total CL with Synchrony is above 100K so they have to reallocate credit from my other cards. I said ok and asked them to reduce credit from my Cheapoair and Walmart card to allocate that to Paypal. And they realloacted it to Paypal and new limit on Paypal card is now 20K. While walmart was reduced from 12 K to 10K and Cheapoair was reduced from 10K to 2K (dont use that card at all lol). Didn't know sync can do that. Thought i would share.




Shell FCU : 5K
Message 1 of 6
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Anonymous
Not applicable

Re: Paypal Extras CLI approval - Sync Credit reallocation

Awesome to know!  Thanks for sharing that data with us! Nice exposure btw!

Message 2 of 6
pinkandgrey
Senior Contributor

Re: Paypal Extras CLI approval - Sync Credit reallocation

You clearly know how to play the Sync game lol. Way to go! Congrats!

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
CapOne Venture X: 10k
Message 3 of 6
M_Smart007
Legendary Contributor

Re: Paypal Extras CLI approval - Sync Credit reallocation

"I said ok and asked them to reduce credit from my Cheapoair and Walmart card to allocate that to Paypal"

Message 4 of 6
AverageJoesCredit
Legendary Contributor

Re: Paypal Extras CLI approval - Sync Credit reallocation

First time ive ever heard of them offering to lower limits. Normally you have to do it by closing s card. 100k in exposure, be careful, that can be blue envelope territory from past experiences here .
Message 5 of 6
xaximus
Valued Contributor

Re: Paypal Extras CLI approval - Sync Credit reallocation

Congrats on the credit re-allocation. For cards that you don't use, I would close them out. No point in keeping cards that have no use or benefit.


Scores - All bureaus 770 +
TCL - Est. $410K
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