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Paypal MC CLI

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blazerein
Established Contributor

Paypal MC CLI

I have this card for almost 18 months and carrying a balance ($2.5L SL) and keep getting denied for a CLI.  Almost paid in full last week but I left $89 balance in there and waited it to post. Click that CLI and asked for $7.5k (don't want to push Synchrony) and its Approved. Going to slow down with Synchrony for now as my total exposure is now 20K.

 

 

AAoA 6yrs 3mos | Inquries: TU5/EQ5/EX8 | Utilization: 9% | Mortgage: 1 | Auto Loan: 2 | Personal Loan: 2 | Derogatory: 0

> >CREDIT UNION


EX- 585, TU- 583, EQ- 563 | CURRENT SCORE UPDATED: 2/2023 -> FICO 8 EX 754 TU 741 EQ 755 | FICO 9 EX 747 EQ 763 TU 756
Message 1 of 12
11 REPLIES 11
AllZero
Mega Contributor

Re: Paypal MC CLI

Congratulations on your CLI!
Message 2 of 12
JeffMO
Regular Contributor

Re: Paypal MC CLI

Congratulations thats a nice line, I hope they don't rip it away from you like alot of others have been posting about😒






Capital one 500, Discover 11.1k. UMB Signature visa 18.5k, DW UMB card Auth user 16K. Citi Costco anywhere 26.6k, Amazon Prime 22.3K
BH/Comenity Photo 10k Lowes advantage 35k
AAOA 2y4m, oldest 5 years. 0 collections. 125k income, Util 1% inq 1/12. 1/24. 30/60/90 = 0, No derog's, clean file. Rebuilding started 4 years ago.
Starting Score: 560
Current Score: 795
Goal Score: 850


Take the myFICO Fitness Challenge
Message 3 of 12
gdale6
Moderator Emeritus

Re: Paypal MC CLI

Grats on finally getting the CLI Smiley Happy

Message 4 of 12
ocheosa
Valued Contributor

Re: Paypal MC CLI

 

 

Congratulations! Cha-Ching! 

Image result for money counter gif

[1/26] Scores 8/9: 7-800s. Util: ≤ 1%. AoOA: 18.6y, AoYA: 1m. New Acct: 1/12, 2/24. Inq/12: EQ 0, EX 1, TU 0.
TCL $716K: Personal $585K, Business $131K.
Message 5 of 12
GApeachy
Super Contributor

Re: Paypal MC CLI


@blazerein wrote:

asked for $7.5k (don't want to push Synchrony) and its Approved.

 

 


Oh heck, you won!  Congrats!!!!!

My Take Home Pay Don't Take Me Home
Message 6 of 12
M_Smart007
Legendary Contributor

Re: Paypal MC CLI

Congrats! ..

Message 7 of 12
M_Smart007
Legendary Contributor

Re: Paypal MC CLI


@GApeachy wrote:

@blazerein wrote:

asked for $7.5k (don't want to push Synchrony) and its Approved.

 

 


Oh heck, you won!  Congrats!!!!!


@GApeachy, Just noticed you closed care credit. no more walgreensSmiley Very Happy

Message 8 of 12
CreditAggie
Community Leader
Super Contributor

Re: Paypal MC CLI

Congratulations on your PayPal Mastercard CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 12
GApeachy
Super Contributor

Re: Paypal MC CLI


@M_Smart007 wrote:

@GApeachy wrote:

@blazerein wrote:

asked for $7.5k (don't want to push Synchrony) and its Approved.

 

 


Oh heck, you won!  Congrats!!!!!


@GApeachy, Just noticed you closed care credit. no more walgreensSmiley Very Happy


yeah, hard decision but i replaced that limit with more reliable lenders, roll on.

My Take Home Pay Don't Take Me Home
Message 10 of 12
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