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Pen Fed

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Sbrooks1
Valued Contributor

Pen Fed

I realized tonight I have a PF card, which is my bank, with a very low limit, I never use it and actually forgot I have it. Limit was 1200 when I have numerous cards with 20-30000 dollar limits. I am ot sure if PF just never auto increases as I have no increase since opening the card years ago. Anyway was going to cancel but decided to ask for CLI on my account page and approved for 22000 CL. I wont use this of course except for a Netflix or such, but hey just ask.. dont wait for them to do it.

Message 1 of 15
14 REPLIES 14
Credit4Growth
Senior Contributor

Re: Pen Fed

Hey, why not right!
🥂 Huge congrats to you! Cheers!
Message 2 of 15
cashorcharge
Community Leader
Super Contributor

Re: Pen Fed

WooHoo!! Congratulations on your PenFed CLI Approval!!👏🏼🍾🥂

Message 3 of 15
CreditMagic7
Mega Contributor

Re: Pen Fed

Congratulations on your PenFed CLI!

Message 4 of 15
NalekSok
Regular Contributor

Re: Pen Fed

Congratulations on your CLI! 🎉






Message 5 of 15
Elpadrino1
Valued Contributor

Re: Pen Fed

Congratulations on your PenFed CLI!!

Message 6 of 15
babygirl1256
Senior Contributor

Re: Pen Fed

Congrats on your PenFed CLI.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 7 of 15
CreditAggie
Community Leader
Super Contributor

Re: Pen Fed

Congratulations on your PenFed CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 15
SUPERSQUID
Valued Contributor

Re: Pen Fed

CONGRATS!!!!!

Which penfed card?

Message 9 of 15
AverageJoesCredit
Legendary Contributor

Re: Pen Fed


@Sbrooks1 wrote:

I realized tonight I have a PF card, which is my bank, with a very low limit, I never use it and actually forgot I have it. Limit was 1200 when I have numerous cards with 20-30000 dollar limits. I am ot sure if PF just never auto increases as I have no increase since opening the card years ago. Anyway was going to cancel but decided to ask for CLI on my account page and approved for 22000 CL. I wont use this of course except for a Netflix or such, but hey just ask.. dont wait for them to do it.


Penfed auto cli are basically their quarterly offers if one can get one. Plus just asking will be a hp. Kinda a waste using a 23k card for only a Netflix charge, most CUs won't close a card or cld for on use unlike banks but to each their own.  

Message 10 of 15
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